Every year, thousands of lower income Canadian families miss out on about $5,000 in benefits and refunds because they do not file their taxes. It is easy to understand why. Tax filing can be burdensome and complex. …

Automatic pension enrolment has been one of the UK’s most successful behavioural policy interventions. Making sure workplaces have to enroll their employees into a pension plan by default, rather than relying on people to set up a pension themselves, has resulted in around 90% of eligible workers becoming enrolled in…