Keeping a Financial Cushion in Your Checking Account

A nice, soft place for you to land

Photo by Ron Lach : https://www.pexels.com/photo/stack-of-pillows-in-brown-background-8762867/

First of all I’d like to admit that for many years after my first lay-off, there was a deep pit of debt willing to swallow up any extra money I happened to accumulate. In the years before the debt (and before the kids) whatever extra money I had in my checking account was spent on extras for me — going out to eat with friends, bars…

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