Cane Bay Partners
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Cane Bay Partners

How Data Science in Consumer Lending Drives Market Efficiency

A risk analyst works from his office at Cane Bay Partners, a fintech consulting agency based in the USVI.

About 16 percent of Americans have really bad credit and another 17 percent have poor credit, according to 2020 Experian reports. Unable to get approved for conventional loans, many seek out alternative products. Thanks to big data analytics in consumer lending, fintech consultants and alternative lenders are steadily expanding loan options for the people who don’t have perfect credit…

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David Johnson

David Johnson

David Johnson is a co-founder of Cane Bay Partners VI, LLLP, a financial services, consulting and technology company in St. Croix, U.S. Virgin Islands.

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