4 Questions to Answer Before you Enter the Car Dealership
When it comes time to buy a new car, there are various topics that you need to address in order to make the most out of your purchase. For many, a vehicle will be the first major purchase that they will make, and you want to ensure that you are making the right decision. Central Kia Plano is no stranger to first-time buyers and understand the decision process that new buyers go through. To make the best choice for your circumstances, take the time to consider these four questions that Central Kia Plano most commonly address. Answering these questions will help you leave the dealership with the right car for your needs and budget.
1. What is your budget?
Being able to pay off your car payments every month is important for your credit score and financial well-being. According to Central Kia Plano, in-order for a car to be affordable and sustainable, your monthly payments should not exceed 10% of your gross monthly income. That means if you make $4,000 before taxes, your maximum car payment should be $400.
Remember, there are other expenses associated with car ownership you need to factor in. They include fuel, insurance, tags, maintenance, repairs, and emergencies. Take the time to reflect on how these ownership costs fit into your existing budget. It will ensure you can enjoy your new purchase rather than have it stress you out.
2. What is the gas mileage like?
Gas mileage will be one of your biggest costs when buying a car. If you’re on a budget, or don’t like the idea of filling the tank up all the time, let your dealer know. He or she can advise on the most gas-efficient models to suit your needs. Central Kia Plano states that there has been a major increase in consumers purchasing eco-friendly, low gas mileage vehicles in an effort to both save our planet and save money on gas. Determine your threshold for filling up and purchase a vehicle that best aligns with your gas budget.
3. What will you use it for?
Determining what your vehicle will be primarily used for is an important consideration that will directly affect the style of automobile you want. Where you live will play a large role in this consideration, you do not want a large truck if you live in the heart of a metropolis. Central Kia Plano states that it is also important to consider the climate of your city, if you live in an area with four seasons and snow you will want a vehicle suitable for snow. Ultimately it will be your lifestyle that will dictate the type of car you need. Once you’ve narrowed down this category, you can move on to the bells and whistles.
4. Do you need the latest technology?
One of the biggest perks of cars these days is the technology. Maybe you like to be able to park perfectly with the help of a camera and sensors. Or maybe you want your vehicle to notify you of changing weather and road conditions up ahead. Each of these “extras” will bring up the cost of the car. Think about your daily usage to decide if the extras are worth it for you.
Central Kia Plano states that much like your lifestyle, the climate in which you live in will determine what added features are best for you. If you live in an area with extreme heat, you will want to choose a vehicle that has cooling seats and an automatic starter to ensure you won’t be sitting in 100-degree heat.
The Bottom Line
Answering each of these questions will help you to determine what kind of vehicle is best for you. Central Kia Plano states that having a firm understanding of these topics will best prepare you for your visit to the dealership, conduct your research and ask meaningful questions.
