Yes, this is Happening: Earn up to 3% APY Bonuses on Auto-Saving

Picture yourself sipping an ice cream cone on a breezy afternoon. As you are about to bite down on the delicious waffle cone, you think: It can’t get better than this. Out of the blue, an ice cream fairy appears and plants a second scoop right where the first one once sat. Your day just got even more awesome — and you’ve learned a valuable lesson: Things can always get better.

That was precisely our mindset when we decided to make already-great Auto-Saving tool even greater, by launching our coolest feature yet: Savings Bonuses. Essentially, we’re giving Change users who’ve enabled Auto-Saving the chance to earn up to 3% APY interest on their savings. This is in addition to the original purpose of Auto-Saving — which is to help users save effortlessly using a super-smart algorithm.

To recap, we’re offering you the chance to earn higher interest than any savings account in America, on money you wouldn’t otherwise save, thanks to a service we charge nothing for, unlike some others (we’re looking at you, Digit ). Intrigued?

Here’s how Auto-Saving Bonuses work

Going back to our ice cream metaphor, wouldn’t it be great if everyone you were fond of also got to enjoy a cone now and then? Of course it would. Well, by referring your friends to sign up for Change (and specifically for Auto-Saving), you’ll increase your interest rate. Take a look at the table on our FAQs to see your potential interest rate (APY) once your referrals complete their first Auto-Saving transaction.

How do I get my friends to try Auto-Saving?

The best thing about Auto-Saving is that you don’t need a ‘strategy’ to get friends to sign up. It’s not exactly what you would call ‘a hard sell’. Everyone wishes they could save more, but few want to actually put in the effort of calculating and planning their day-to-day spending to accommodate this goal. Auto-Saving takes the legwork (and the guesswork) out of saving with a brilliant algorithm that analyzes spending behavior and income, then initiates micro-deposits to a special Change Savings Account. The result is effortless, enhanced saving without as much as one cent in fees.

Oh, and if you’re afraid there’s some sort of catch, let us reassure you: Anyone can sign up for Auto-Saving, there’s no minimum balance required and you can save up to $2,000 per year. Moreover, the saved money remains accessible at all times, with no limit to the number of withdrawals you can make. Finally, as to how we can afford to do this, well — that’s thanks to our conscious choice not to spend copious budgets on ads, in favor of offering our users stellar interest rates. Forget about the ice cream fairy, the Change fairy is making it rain.

Quit waiting around and spread the word!

To start inviting your friends to use Change, login to your account and send a pre-worded invite you can customize. You can also share Change through Facebook or Twitter, or even use a uniquely generated link to send friends via e-mail, text or WhatsApp message. Take it from us and don’t lay it on too thick — if they don’t jump at the chance to save more money effortlessly while earning interest, they’re probably the type to also refuse free ice cream.

Originally published at gochange.co on May 21, 2017.