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Umee Overview

Umee is a cross-chain DeFi hub; a universal, permissionless platform meant to serve all types of users and projects throughout their DeFi journeys. Umee provides users with the ability to easily lend and borrow across different blockchains. As a base layer DeFi protocol, Umee will provide the necessary infrastructure for users and builders to access cross-chain leverage and liquidity.

Umee was created to address three main issues that exist in DeFi:

1) Detached Yields;

2) Concentrated Systematic Risks;

3) Isolated Capital.

Umee plans to break the inherent silos between blockchains by utilizing bridging solutions towards interconnecting blockchains and encouraging better capital efficiency. The eventual goals will be to enable interchain lending and borrowing, multi-chain staking and delegations, plus cross-chain defi rates.

Project Development

Umee’s roadmap

2021 October: Umee Network Deployment (Completed)

2021 October: Umee Ethereum Lending and Borrowing Application (Completed)

2021 November: Umee Network and Gravity Bridge Deployment (Completed)

2021 November: Umee Alpha Mainnet Launch (Completed)

2021 December: Umee Base Functionality Deployment on Testnet (Completed)

2021 December: Security Audits (Completed)

2022 January: Umee Network Lending and Borrowing Application testnet

2022 February: Umee Base Functionality Deployment on Mainnet and Token Launch

2022 March: Umee Lending Facility Upgrades

2022 April — Onward:

-Umee Polygon Lending and Borrowing Application

-Umee Arbitrum Lending and Borrowing Application

-Umee Optimism Lending and Borrowing Application

-Umee Solana Lending and Borrowing Application

-Umee Binance Smart Chain Lending and Borrowing Application

-Protocol developments on top of Umee: meTokens, staking curves, defi debt protocols

-Cross-chain lending and borrowing applications onto more networks

Disclaimer — the timeline is subject to change

Umee Team

Umee’s international team consists of specialists with diverse backgrounds.

Brent Xu is the founder and CEO of Umee. He previously worked for Consensys and Tendermint. Furthermore, he has experience in trading bonds on Wallet Street.

Brent Xu, the founder and CEO of Umee


UMEE is the Umee blockchain’s native token. The main purpose of the UMEE token is to power the PoS consensus of the Umee blockchain while allowing the community to use and govern Umee and the applications built on top.

There is a total supply of 10 billion UMEE tokens, uncapped, with an inflation and deflation mechanism in place to align the UMEE token distribution with long-term Umee supporters over time.

The UMEE token will exist in both ERC20 and Cosmos SDK format. If users want to convert from one blockchain to another, all they need to do is to go to the Umee Application page and use the convert function through Umee’s gravity bridge; such transactions will take sub minutes.

Token Distribution & Release Schedule

UMEE Token Distribution

UMEE Token Release Schedule

Umee has only conducted a public sale on Coinlist; any platform claiming to sell $UMEE is a scam.

The UMEE token is currently UNAVAILABLE for purchase. The Coinlist public sale has ended, and the TGE is expected to happen in mid-February, 2022. The exact TGE date and details will be announced by the official Umee Twitter account, @Umee_CrossChain.

About Umee

Umee is a cross-chain DeFi hub that interconnects between blockchains.

As a base layer blockchain, applications and money lego primitives can be built on top of Umee to access cross-chain leverage and liquidity. The Umee Blockchain facilitates interoperability between the Cosmos ecosystem, Ethereum network, side-chain architectures, layer two scaling solutions, and alternative base-layer protocols. As a Cosmos SDK blockchain, the Umee Network is interoperable with blockchains including Terra,, Binance Chain, Osmosis, Secret Network, and 30+ other chains, plus Ethereum, from Day 1.

To learn more about the Umee project visit their official website.

Twitter | Telegram | Medium | Discord | Github | Reddit | Docs | Whitepaper | Media Kit

If you have further questions, drop us a message to You can also join our chat in telegram, there is an active discussion of all current updates, as well as round-the-clock support from our managers.

About is a non-custodial Proof-of-Stake platform for the management and storage of crypto assets. Users can create public addresses for all supported networks with one seed phrase, connect their Ledger or Trezor device, or import an address generated by another wallet.

The analytical dashboard provides relevant information on wallets’ balances and networks’ main metrics. In, we standardize the semantics, making interactions with the platform as easy as possible. The same goes for network metrics. By using universal terms, we are making it easier for users to understand and compare networks.

One of the main functions of the platform is participation in the PoS consensus — users can stake and delegate their assets, claim rewards, and follow the latest network proposals in the voting tab. offers its users instant cryptocurrency exchange services that allow fast and secure crypto assets swap. It is also possible to buy and sell crypto with a credit or debit card. users can track rewards, withdrawals, transfers, and deposits across all supported networks and add comments to these transactions.

Among PoS platforms, supports BAND network ($BAND) Secret Network ($SCRT), Cosmos ($ATOM), ICON ($ICX), IOST ($IOST), KAVA ($KAVA), BSC and Tezos ($XTZ). We also support Ethereum, Bitcoin, and Tether ($USDT) for our users’ convenience. Mobile and desktop versions, new networks, including Polkadot are scheduled for the upcoming updates. Furthermore, delving into the idea of true decentralization, we envision a decentralized autonomous organization and a genuinely community-owned platform in the nearest future.

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