Get to know USSD-Push for mobile money payments
Understanding Mobile Money
Mobile money is a form of banking solution that enables users to use their phone numbers to create a mobile wallet, allowing them to store funds electronically and do funds transfer, bill payments, airtime top-ups, and merchant payments right on their mobile phones using a USSD menu.
Services like TIGOPESA, Airtel Money, and M-Pesa have revolutionized the way people in Tanzania make payments and manage their finances. In this article, we will explore the concept of mobile money, how customers can make online payments using push USSD, and highlight ClickPesa’s collection features that facilitate seamless transactions.
Online Payments with Mobile Money
There are two ways businesses can use to receive payments from their customers who use mobile money as their payment method, i.e:
- Lipa Namba (Merchant TILL Number)
- USSD-Push
Lipa Namba
With Lipa Namba, customers can go to their mobile money USSD menu, choose to make a payment and enter a merchant payment number to pay for goods and services. Most mobile money service providers such as TIGOPESA, Airtel Money, or M-PESA offer a way for businesses to register themselves and get a merchant payment number (Lipa Namba) that their customers can use to pay them. Lipa Namba works for both offline and online payments.
USSD-Push
USSD-Push allows businesses to collect mobile-money payments online. USSD-Push request to customer mobile phone is triggered by a customer from a business website/online store/web-shop during checkout; Customers then enters their mobile money PIN to confirm the payment.
To use USSD-Push, integrations to each mobile money provider is required.
ClickPesa offers online payment collection tools like Payment-pages, e-invoice and Checkout link equipped with USSD-Push support for all major mobile money providers in Tanzania.
Get started at merchants.clickpesa.com and start receiving real-time online payments from your customers and clients via mobile money USSD-Push and other payment methods like credit/debit cards.
