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I have been writing about Cybersecurity for the Mortgage Industry, and in my first post, I explained a myriad of problems trying to get a home loan. One of the issues was that neither the bank nor I could get a copy of my tax transcripts from the IRS. Anyone in the US knows who that is.
If you are not in the U.S. replace IRS with whatever your federal tax authority is if they offer login services to view an account. Other types of governments accounts may be susceptible to a similar fate such as was the case with the Texas Employee Retirement System.
I have never been asked for tax transcripts by other banks, but the one I wrote about in my first post required them to finalize the supposedly approved loan. [Side note: Never trust a bank until you have the final paperwork in hand. Especially if you are a business owner.] I read that tax transcripts may also be required when applying for…
