Crypto regulations are coming

Published in
4 min readNov 14, 2022


Photo by Emil Bruckner on Unsplash

It’s pretty much the modern day equivalent of the Great Glass Ceiling: a looming regulatory wall that will keep crypto safe from hackers and other outside threats. But as is the case with any regulatory overhaul, there are tweaks and new rules to be added before we get to our untapped potential, especially after the FTX collapse. That being said, one thing is for certain: regulatory changes won’t completely eliminate cryptocurrency. And while they may make it less accessible to an untrained eye, they may also ease the way for more institutional investors and developers alike. We’ll discuss what those implications are below, but first let’s take a look at some of the most recent developments around cryptocurrency regulation in the U.S. We’ll also highlight where you can help fight back against these new regulations by developing your own — or already have one on hand.

What is Crypto Regulation in the U.S.?

The National Security and Immunities Act of 1952 started the modern era of cryptocurrency regulation in the U.S., when it was passed alongside the National Defense Authorization Act. The act established a formal regulatory framework for digital assets and Issuer Protection Laws, which established standards for who can own and operate digital assets and what those assets can do. It’s important to keep in mind that the National Security and Immuneities Act was passed during a period when crypto wasn’t yet a widely recognized form of money. Therefore, the act included only limited regulations on use and ownership of virtual currencies. It was the first major international regulatory change that focused on cryptocurrency and it’s immediate successors.

Crypto regulations in the U.S?

The following are the major regulations and uses of crypto in the U.S. today:

- Investment. Any investment in virtual currencies requires an investor to obtain legal permission from the government before implementing any significant amount of capital.

- Investment in banks and financial institutions.

- Investment in financial products.

- Investment in the savings and investment systems of other countries. — Investment in exchange rate systems.