Blockchain in China: One step closer to Mass Adoption 中国区块链: 接近大规模采用

China has joined hands with various tech giants to form a national blockchain committee that aims to set the standard for blockchain adoption in the country. 中国已经与多家技术巨头合作成立了一个全国区块链委员会，旨在为中国采用区块链制定标准。

Previously after China’s President Xi Jinping announced that China will seize the opportunity to be a leader in blockchain technology, there has been a lot of progress on blockchain initiatives being in production very soon. If all goes well, it will enable and establish the People’s Bank of China (PBoC) and major Chinese enterprises as the world leaders in blockchain payments infrastructure with unique features, to undermine the U.S. dollar as a global trade currency pairing with the launch of Digital Currency Electronic Payment (DCEP) and to establish Chinese blockchain technical standards which will help blockchain mass adoption.

The first DCEP mobile wallets are already in the advanced testing phase in four cities: Shenzhen, Xiong’an, Chengdu and Suzhou. The mobile app allows sending and receiving offline payments. DCEP, which is the name of China’s official central bank digital currency (CBDC), is not based on standard blockchain but a distributed ledger technology (DLT) style protocol. The digital yuan is currently being tested at Agricultural Bank of China (ABC)’s wallet and all of the top four China banks (Bank of China, the China Construction Bank and the Industrial and Commercial Bank of China) also have access to it. The DCEP is designed so that each of the large commercial banks has accounts at PBoC for the digital yuan and are interacting directly with Alibaba BABA (AliPay) and Tencent (WeChat Pay) as large payment providers for retail users.

The Digital Yuan is used only for payments, therefore storing digital yuan will not generate interest. In case of emergency and for tax reasons, PBoC will have instant access to people’s wallets, even in rural areas with the high speed and wide reach of the DCEP.

Ant Financial has recently launched its consortium blockchain platform, “OpenChain” to help small and medium-sized enterprises deploy blockchain applications with higher efficiency and at a lower cost.

Consortium or hybrid blockchain networks combine elements of both public and private blockchains and are usually beneficial to organizations operating in the same industry.

Ant Financial’s OpenChain supports sectors such as logistic, finance, provenance, invoices and charity.

OpenChain began its initial alpha testing back in 2019 and one of its early adopters is WhiteMatrix, a provider of enterprise blockchain app development services.

WhiteMatrix founder and CEO Wu Xiao said OpenChain’s transaction speed is “several times

Other than Ant Financial, other major Chinese tech firms have been gearing to launch blockchain platforms. Baidu launched the public beta for its open-network blockchain “Xuperchain.” Tencent and JD have also published white papers on their proposed blockchain-as-a-service (BaaS) platforms.

Alibaba and Tencent groups, in particular, are the most active players in the blockchain space with Tencent filing for 718 blockchain patents, while Alibaba Group filed 470.

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早前，中国国家主席习近平宣布中国将抓住机会成为区块链技术的领导者之后，区块链计划的快速进展很快就会实施。如果一切顺利，它将使并建立具有独特功能的中国人民银行和中国主要企业成为区块链支付基础设施的世界领导者，并通过推出数字货币电子支付来取代美元作为全球贸易货币的地位并建立中国区块链技术标准，以帮助区块链大规模采用。

第一个数字货币电子支付移动钱包已经在四个城市（深圳，雄安，成都和苏州）处于高级测试阶段。该移动应用允许发送和接收离线付款。 数字货币电子支付是中国官方的中央银行数字货币的名称，它不是基于标准的区块链，而是基于分布式分类帐技术样式协议。数字人民币目前正在中国农业银行的钱包中进行测试，所有排名前四的中国银行（中国银行，中国建设银行和中国工商银行）也都有访问权。 数字货币电子支付的设计目的是使每个大型商业银行都在中国人民银行开设数字人民币帐户，并与作为零售用户的大型支付提供商的阿里巴巴和腾讯（微信）直接进行交互。

数字元仅用于支付，因此存储数字元不会产生利息。在紧急情况下以及出于税收原因，中国人民银行将能够找到用户的钱包，即使在数字货币电子支付高速且覆盖面广的农村地区。

蚂蚁金服最近推出了其联盟区块链平台“ 蚂蚁区块链”，以帮助中小型企业以更高的效率和更低的成本部署区块链应用程序。

联盟区块链网络结合了公共和私有区块链的元素，通常对同一行业中的组织有利。

蚂蚁金服的蚂蚁区块链支持物流，金融，物产，发票和慈善等领域。

蚂蚁区块链于2019年开始其初始最初测试，其早期采用者之一是企业区块链应用开发服务提供商WhiteMatrix。

WhiteMatrix创始人兼首席执行官吴晓表示，蚂蚁金服的交易速度是“数倍”.

除蚂蚁金服外，其他中国大型科技公司也一直在努力推出区块链平台。百度为其开放网络区块链“ Xuperchain”发布了公开测试版。腾讯和京东也已在其提议的区块链即服务平台上发布了白皮书。

特别是区块链领域最活跃的参与者, 阿里巴巴和腾讯集团，腾讯申请了718项区块链专利，而阿里巴巴集团则申请了470项。

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