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COTI’s Debit Cards Program Update: Details, Costs and Benefits

As COTI’s bank account and VISA debit cards’ release is just around the corner, we feel it is a good time to let you know more about it.

Here are some of the unique advantages of COTI’s VISA Debit Cards program:

Having a COTI bank account means you will have a real crypto-friendly bank account while being able to enjoy the advantages of a European bank account, including an IBAN.

While most Crypto-card programs offer only one way to top up Fiat, COTI’s users have multiple Fiat uploads options. Choose between:

  • Selling crypto
  • Debit card top-up
  • Bank wire via SEPA and SWIFT
  • More options are in the pipeline

While other options in the market allow withdrawal with card only, COTI’s VISA Debit Card allows:

  • Spending funds with your debit card
  • Withdrawing from ATMs
  • Buying crypto
  • Bank wire with SEPA & SWIFT

Most other card programs will charge you between 8 to 25 Euros just for issuing a card, in addition to a monthly fee and user’s card usage fee of a minimum of 0.9% (per transaction), which can sum in a few dozens of euros a month.

COTI’s debit card and bank account holders are not only getting the card for free, but are exempt from any monthly fees and enjoy one of the lowest card usage fees in the market: 0.7%.

Shahaf Bar-Geffen, COTI’s CEO has already received his card and now it’s time for final testing.

Bank accounts and debit cards are almost here, stay tuned!

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Technical whitepaper:



COTI is a DAG-based Layer 1, specifically designed for Enterprises. COTI meets the challenges of both CeFi and DeFi by introducing a new type of DAG-based base protocol that is scalable, fast, private, inclusive and low cost.

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COTI is a DAG-based Layer 1, specifically designed for Enterprises. COTI’s Protocol is scalable, fast, private, inclusive, low cost and is optimized for finance