One thing cryptocurrency and traditional finance have in common: Many people are wary of them. After the 2008 financial crisis, thousands lost their ability to build wealth through homeownership, which had previously been considered a reliable investment by financial experts. Many people perceived the follow-up policy to prioritize the needs…

By Pablo Pejlatowicz This article outlines challenges posed by the utilization of blockchain tech to facilitate voting, as well as potential solutions. It is a sister piece to CRADL’s Cities & Crypto report, which explores blockchain and crypto specifically as new mechanisms to facilitate civic financing. …

Crypto financial apps should work for everyone — not just crypto natives — By Kyle Becker Editor’s note: This article highlights a major finding from our UX in Cryptocurrency report, which posits what the industry must address for cryptocurrency to reach mass adoption. Landmines. They’re buried out of sight, difficult to anticipate, and once triggered, it’s usually too late to save yourself. Seems…

By Tricia Wang, Lauren Serota Key Points Crypto companies are rallying around Financial Inclusion as a prime example of how crypto financial services and products have a positive social impact. The effectiveness of past Financial Inclusion efforts is poorly understood and requires more systematic analysis to provide guidance on new Web 3.0…

By Tricia Wang, Sheila Warren, Lauren Serota Key Points We’re announcing the Crypto Research and Design Lab (CRADL). The lab was founded to investigate the true power and promise of blockchain — for people. …