Freelancer Finance: International money transfer
We’ll present several fintech tools which will be very useful for any freelancer trying to get his money from one country to another worldwide 🌎 🌍 🌏. For instance you’re being paid US dollars 🇺🇸 for your services and you’ll like to transfer them to your local national bank account.
️️From ➡️ Worldwide 🌎 🌍 🌏
- ✅ https://www.payoneer.com
- ✅ https://wise.com
- ✅ http://paypal.com/
- ✅ US bank account (transfer or debit card)
To ⬅️ Worldwide 🌎 🌍 🌏
Option ️ 1️⃣ | https://www.airtm.com
Airtm is used by hundreds of thousands of people to save in dollars, send remittances, make local payments, and convert money from electronic payment processors to money in their local bank account, all in fast times and very few commissions.
Airtm is a dollar-denominated account connected to electronic payment processors and banks throughout most of the world through a peer-to-peer network. Users maintain their balance in dollars and can fund or withdraw from and to their account as well as send, request money nationally and internationally.
📚 Review: Simple P2P (Peer-to-Peer) workflow, it support lot of platforms, like
- Paypal,
- Payoneer,
- Skrill,
- ️Uphold,
- National Bank account,
- Cryptocurrencies (BTC, ETH, BNB, USDT, etc).
Among many others and has very good contact and transactions times and currency conversion rates.
⚠️❗CONSIDERATION: Wise (Transferwise) 🔻NOT SUPPORTED
To ️️️️⬅️ Worldwide 🌎 🌍 🌏
Option ️ 2️⃣| https://www.binance.com
What is Binance?
Binance is a cryptocurrency exchange that provides a platform for trading (buying and selling) various cryptocurrencies. As of January 2018, Binance was the largest cryptocurrency exchange in the world in terms of trading volume.
📚 Review: P2P somewhat more complex workflow, supports a lot of different Fintech platform, payment methods and currencies with favorable exchange rates such us
- Of course Cryptocurrencies (BTC, ETH, BNB, USDT, etc) 😃
- Wise (Transferwise),
- Airtm,
- National Bank accounts (transfer or cash deposit)
- National Wallets depending on your country (eg: For Argentina -> Uala, Mercado Pago, Brunak, etc.
- ️Uphold,
- Venmo,
- Debit / Credit cards
⚠️❗CONSIDERATION: Payoneer & Paypal🔻NOT SUPPORTED
ℹ️ Read More
- 📒 What is Cryptocurrency
- 📒 How to buy Bitcoin: a quick guide from Binance
- 📒 How to buy Bitcoin with credit or debit card on binance
- 📒 All you need to know about Binance P2P Bitcoin crypto-exchange
To ️️️️⬅️ Worldwide🌎 🌍 🌏
Option ️ 3️⃣| https://localbitcoins.com
LocalBitcoins is a peer-to-peer Bitcoin exchange. We are a marketplace where users can buy and sell Bitcoins to and from each other. Users, called traders, create advertisements with the price and the payment method they want to offer. You can browse our website for trade advertisements and search for a payment method you prefer. You will find traders buying and selling Bitcoins online for more than 60 different payment methods.
📚 Review: P2P somewhat more complex workflow, supports most of the Fintech platform, payment methods and currencies. However, it only support the exchange of BTC and the pricing could be expensive if you don’t find the proper peer offer to buy and sell.
- Cryptocurrencies only BTC
- Wise (Transferwise),
- Payoneer,
- Airtm,
- National Bank accounts (transfer or cash deposit)
- ️Uphold,
- Paypal, ️
- Debit / Credit cards
ℹ️ Read More
- 📒 How to buy bitcoins at LocalBitcoins
- 📒 How to sell bitcoins at LocalBitcoins
- 📒 LocalBitcoins Guides
- 📒 Localbitcoins FAQs (Frecuently Asked Questions)
To ️️️️⬅️ Argentina 🇦🇷
Option ️ 4️⃣ | https://saldo.com.ar/
What is Saldo?
Argentinean platform to exchange, buy and sell PayPal, Skrill, Uphold, Payeer, etc. in an easy and fast way.
📚 Review: Fintech platform that support most Argentinean wallets and fintech platforms with a simple workflow, consider that the ARS pricing is not the best if you compare with the before presented options.
- Cyrptocurrencies (BTC, USDT and DAI)
- Wise (Transferwise),
- Payoneer,
- MercadoPago
- National Bank accounts (transfer or cash deposit)
- ️PagoFacil,
- Rapipago
- Paypal, ️
- Ualá
Extra Points!
Personal Digital Bank Account
Dukascopy Bank🇨🇭
Dukascopy is a Swiss bank that allows you to open a free account abroad.
- Savings account in dollars, euros, yen and other fiat currencies.
- Account for holding virtual currencies (cryptocurrencies).
- Visa or Mastercard prepaid card.
- Ability to invest in funds and stocks.
StartUps (Corporate /Company) Digital Bank Account
- https://mercury.com/ (🇺🇸 based startup bank | 📒 you’ll need your company EIN to create an account)
To create your StartUp company in the US
