I’m About to Get My First Social Security Check

Or am I?

Photo by Giorgio Trovato on Unsplash

I just turned 70.

Although I could have started collecting Social Security when I turned 66, I could afford to wait to start collecting at age 70. I wouldn’t be getting checks for 4 years, but they’d be bigger once they started.

So I held off. A few months ago, I applied for Social Security. Which was surprisingly easy.

I Just Applied to Collect Social Security

According to the government’s calculations, I should start getting a monthly check for $1,900, beginning next month.

Thanks, Franklin D. Roosevelt!

Coincidentally, according to Google, the average Social Security check in 2025 is expected to be $1,900 per month.

Yay! I’m average!

Five years ago, a friend asked me if I thought she should start collecting Social Security at age 66, even though she could afford to hold off until she turned 70.

“I keep reading that Society Security is threatened,” she told me. “They might even get rid of it. Maybe it makes sense to start…