Read This Before Open Enrollment 2025

Critical Information for Every Medicare Beneficiary

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Why Listen to Me?

Until this open enrollment, I was an insurance agent specializing in Medicare and senior health benefits. I have 40 years of experience dealing with health insurance products (including Medicare) and was the 2011–2012 president of the National Association of Insurance and Benefit Professionals (formerly National Association of Health Underwriters).

As we approached this year’s open enrollment, I decided to retire from my career. I ended my career primarily because my wife has terminal cancer and recently entered hospice. That, combined with the many changes to Medicare Advantage Plans, made providing the level of service that I felt my clients deserved impossible.

Understand the Changes

The annual Medicare Open Enrollment period begins on October 15, 2025, and ends on December 7, 2025. But this year will be very different from past enrollments. There are several changes to plans this year that you should be aware of.

First, virtually all major national companies are eliminating plans. Although this occurred during the last open enrollment period, the volume of plan cancellations this year is expected to surpass last year’s.