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Crow’s Feet: Life As We Age

“The longer I live, the more beautiful life becomes.” (Frank Lloyd Wright) Non-fiction pieces, personal essays and occasional poems that explore how we feel about how we age and offer tips for getting the most out of life.

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Crow’s Feet Writing Prompt #80 — Finances

Security

Social and otherwise

Ann Litts
5 min readApr 13, 2025

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Photo by Alexander Grey on Unsplash

Many decades ago, when we were 27, my husband began participating in an optional retirement fund program his company was running. At the time, I thought he was completely mad! This fund expected you to contribute money and not be able to withdraw it for decades. We would be taking a percentage of his pre-tax income out of the budget every week and not be able to access that money for 32 years.

At the time, we were young parents with two kids and a brand-new mortgage. I was a stay-at-home mom. I robbed Peter to pay Paul every single month. I had no idea how he thought we had extra money that we could do without for over three decades. But in the end, he opened the account and deposited a lowly 1% of his gross income into it every paycheck.

As the years ticked by, with every raise, he would bump up that percentage until by the time he left that company — he was depositing the maximum allowed by federal law. I had watched over the years as that account grew and grew into the six-figure mark.

When I was 34, I became a registered nurse and we moved to North Carolina for my husband’s work. I listened to my gut back then and only applied to work at one facility. As it happens, that facility was owned by the good people of North…

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Crow’s Feet: Life As We Age
Crow’s Feet: Life As We Age

Published in Crow’s Feet: Life As We Age

“The longer I live, the more beautiful life becomes.” (Frank Lloyd Wright) Non-fiction pieces, personal essays and occasional poems that explore how we feel about how we age and offer tips for getting the most out of life.

Ann Litts
Ann Litts

Written by Ann Litts

Self discovery in progress, stay tuned

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