The Biggest Mistake We Almost Made Just Before Retirement

Wolves in sheep’s clothing populate the debt relief industry. Here’s how to avoid getting eaten.

Denise Shelton
Crow’s Feet

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Image created by the author via Night Cafe AI generator

This article is intended for informational purposes only, and should not be considered financial, investment, business, tax, or legal advice. You should consult a relevant professional before making any major decisions.

We’ve all seen them: articles from publications with names like “Penny Saver” and “Penny Hoarder” offering lists of ideas to help us get out of debt. Some of the ideas are okay, like selling stuff we have around the house or driving for Uber or DoorDash.

Those can work, although they take much more effort than those articles suggest. Anyone who has worked with the general public will tell you it can be a minefield. As for answering surveys for money, something I recently tried, you could make money faster by looking for dropped change on the street.

Here’s our story

With retirement just months away, my husband and I are determined to break up with the ménage à trois of credit cards, loans, and mortgages. Better late than never, right?

Like many Americans, we have had a long-standing love/hate relationship with debt. We’ve gone down the…

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