Whitepaper

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LEGAL CONSIDERATIONS, RISKS, AND DISCLAIMER

IMPORTANT NOTICE: PLEASE READ THE ENTIRETY OF THE “Legal Considerations, Risks and Disclaimer” SECTION CAREFULLY. WE RECOMMEND THAT YOU CONSULT A LEGAL, FINANCIAL, TAX, OR OTHER PROFESSIONAL ADVISOR(S) OR EXPERTS FOR FURTHER GUIDANCE PRIOR TO PARTICIPATING IN THE CryptoKami LIMITED TOKEN SALE OUTLINED IN THIS WHITE PAPER.

Please note that this is a summary of the legal considerations, risks, and disclaimers document which you must read in full: (i) making use of this White Paper and all information available on the website(s) of CryptoKami LIMITED (the “Company”) and (ii) participating in the Company’s token sale outlined in this White Paper (the “Token Sale”). The definitions of any undefined capitalized terms below are explained in the “Legal Considerations, Risks and Disclaimer” section. This summary should not be relied on to replace reading the “Legal Considerations, Risks and Disclaimer” section in full. The “Legal Considerations, Risks and Disclaimer” section applies to this White Paper and all information available on the Website. The contents of the “Legal Considerations, Risks and Disclaimer” section outlines the terms and conditions applicable to you in connection with (i) your use of this White Paper and all information available on the Website and (ii) your participation in the Token Sale; in each case, in addition to any other terms and conditions that we may occasionally publish relating to this White Paper, the Website, and the Token Sale (such terms are hereinafter referred to as the “Terms”). The information outlined in the “Legal Considerations, Risks and Disclaimer” section may not be exhaustive and does not imply any elements of a contractual relationship. While we make every reasonable effort to ensure that all information (i) in this White Paper and (ii) available on the Website (all information in the White Paper and all information available on the Website are hereinafter referred to as the “Available Information”) is accurate and up to date, such material in no way constitutes professional advice. The Company does not recommend purchasing Tokens for speculative investment purposes. Tokens do not entitle you to any equity, governance, voting, or similar right or entitlement in the Company or in any of its affiliated companies. Tokens are sold as digital assets, like downloadable software and music. The Company does not recommend that you purchase Tokens unless you have prior experience with 5 cryptographic tokens, blockchain-based software, and distributed ledger technology and unless you have consulted with an independent professional for advice. Citizens, nationals, residents (taxed or otherwise), or green card holders of (i) the United States of America, (ii) Singapore, (iii) South Korea, (iv) the People’s Republic of China, or (v) any other jurisdiction which prohibits the possession, dissemination, or communication of the Available Information and prohibits participation in the Token Sale, the purchase of Tokens, or any similar activity, as well as any other Restricted Persons who are not permitted to participate in the Token Sale. In no event shall the Company or any current or former Company Representatives be liable for the Excluded Liability Matters. The Company does not make or purport to make, and hereby disclaims any representation, warranty, or undertaking in any form whatsoever to any entity or person, including any representation, warranty, or undertaking in relation to the truth, accuracy, and completeness of any of the information presented in the Available Information section of this document. You should carefully consider and evaluate each of the risks and all other information contained in the Terms before deciding to participate in the Token Sale.

CryptoKami White Paper

The Decentralized Reserve System

Hiroshi Kobayashi
‘’Money alone sets all the world in motion.’’

Publilius Syrus — Roman Writer

Abstract

CryptoKami is a Decentralized Reserve System. The CryptoKami platform is like the Ethereum platform but is only intended for use by third parties in the financial sector. Financial services organizations launch their ICOs and operate based on the open source Cardano with two CryptoKami’s inventions created third-generation POS blockchain named CryptoKami with its KAMI tokens. Additionally, CryptoKami operates on its own behalf like the US Federal Reserve (FED). This is a core technology of CryptoKami, it distributes and regulates KAMI Tokens under the principle of a Compulsory Reserve Mechanism based on the Comreme Algorithm (CryptoKami ‘s invention) through a Regulatory Contract (CryptoKami’s invention). Therefore, CryptoKami acts as a central bank, and financial services organizations operate based on the CryptoKami platform which acts as commercial banks. CryptoKami issues and regulates the total number of KAMI tokens ( is limited to 210 million) under the Compulsory Reserve Mechanism based on the Comreme Algorithm through the Regulatory Contract, so it is a third-generation infrastructure blockchain for financial third parties and end users.

Open-source Cardano (Ouroboros proof of stake algorithm) + compulsory reserve mechanism + Comreme Algorithm (CryptoKami’s invention) + Regulatory Contract (CryptoKami’s invention) = 3rd-generation blockchain infrastructure of CryptoKami

For financial third parties.

  • Build and run “Blue-Chip”-Coins Futures Contract Exchange under the Compulsory Reserve Mechanism
  • Build and run a Cross-Chain Crypto Exchange under the Compulsory Reserve Mechanism
  • Build and run banking services under the Compulsory Reserve Mechanism

+ Crypto deposits

+ Crypto repo credit

+ Cross-Chain payment

+ Crypto-Fiat payment

For end users.

  • Invest in CryptoKami’s ICO under the Compulsory Reserve Mechanism
  • Invest in the next financial third party that launches ICOs on CryptoKami
  • Trade on CryptoKami’s “Blue-Chip”-Coins Futures Contract Exchange under the Compulsory Reserve Mechanism
  • Trade on CryptoKami’s Cross-Chain Crypto Exchange under the Compulsory Reserve Mechanism
  • Staking
  • CryptoKami’s banking services under the Compulsory Reserve Mechanism

+ Crypto deposits

+ Crypto repo credit

+ Cross chain payment

+ Crypto-Fiat payment

Next third party Financial ICOs owner and end users as investors, holders, traders, and banking services; users must use KAMI tokens for their needs and perform a lot of functions to create massive increasing DEMAND for KAMI tokens. However, the number of KAMI tokens is limited to 210 million and regulated by the Compulsory Reserve Mechanism on every KAMI tokens transaction, so the KAMI tokens SUPPLY decreases. As such, according to the rule of SUPPLY and DEMAND, CryptoKami has created a strong and sustainable short-, medium- and long-term SELF-GROWTH ENGINE for KAMI tokens.

1. Table of contents

1. Table of contents

2. Bitcoin and BTC revolution (first wave)

3. Ethereum and ETH revolution (second wave)

4. Ripple and XRP revolution (third wave)

5. CryptoKami and KAMI Token revolution (fourth wave)

6. Secret behind the world’s currencies.

7. Why choose CryptoKami and KAMI Tokens?

8. Vision

9. Mission

10. CryptoKami Platform and KAMI Tokens

11. CryptoKami and KAMI tokens for third parties

12. CryptoKami and KAMI tokens for end users

13. Exchange and listing

14. About us

15. Token Sale Campaign

16. Pre-Mine Distribution

17. Promotion, Bounty Program, and KAMIs

18. Roadmap

19. Library (SDK and API) (SAFT — Compliant Token Sale Framework)

20. Thriving Developer Community

21.Thriving Investor Education Community

22. Support

23. Conclusion

24. References

25. Partner

26. F.A.Q

2. Bitcoin and the BTC revolution (first wave)

Bitcoin (BTC) is a decentralized digital currency that enables instant payments to anyone, anywhere in the world. Bitcoin uses peer-to-peer technology and operates without a central authority: transaction management and money issuance are carried out collectively by the network. The original Bitcoin software developed by Satoshi Nakamoto was released under an MIT license. Most client software, either derived or “from scratch,” also uses open source licensing. Bitcoin was the first successful implementation of a distributed crypto-currency described in part in 1998 by Wei Dai on the Cypherpunks mailing list. It is built upon the notion that money is an object or a sort of record accepted as payment for goods and services and repayment of debts in a given country or socioeconomic context. Bitcoin is designed around the idea of using cryptography to control the creation and transfer of money rather than relying on central authorities.

Bitcoins have all the desirable properties of a money-like good. They are portable, durable, divisible, recognizable, fungible, scarce, and difficult to counterfeit.

Bitcoin is P2P electronic cash that is valuable over legacy systems because of the monetary autonomy it brings to its users. Bitcoin seeks to address the root problem with conventional currency: all the trust that’s required to make it work. Justified trust is not necessarily a bad thing, but trust makes systems brittle, opaque, and costly to operate. Trust failures result in systemic collapses, trust curation creates inequality, and monopoly lock-in and naturally arising trust choke-points can be abused to deny access to due process. By using cryptographic proof, decentralized networks, and open source software, Bitcoin minimizes and replaces these trust costs.

Bitcoin Transactions:

These transactions are permissionless and borderless. The software can be installed by anyone worldwide. Bitcoins do not require any ID to use, making them suitable for people who do not have a conventional bank account or are privacy-conscious, and transactions can be made on computers by people in areas with an underdeveloped financial infrastructure.

Bitcoin transactions are also censorship-resistant, convenient, and fast. No one can block or freeze a transaction of any amount. They are irreversible once settled, like cash; however, consumer protection is still possible. Transactions are completed, or ‘broadcasted,’ in seconds and can become irreversible within an hour, are conducted online, and are available 24 hours a day, 365 days per year. Bitcoin can also be a store of value; some have said it is like having a “swiss bank account in your pocket.”

Stored Bitcoins:

Bitcoins cannot be printed or debased. Only 21 million bitcoins will ever exist.

They have no storage costs and take up no physical space regardless of amount.

Bitcoins are easy to protect and hide and can be stored and encrypted on a hard disk or paper backup. They are in a person’s direct possession with no counterparty risk. If the private key of a bitcoin is kept secret, and the transaction has enough confirmations, then no one can take them from you for any reason. Bitcoin provides the foundation for the blockchain industry and the crypto market; BTC’s market cap is currently $270 billion.

3. Ethereum and the ETH revolution (second wave)

Ethereum (ETH), like any advanced system, means different things to different people.

In a technical sense, Ethereum is a “world computer” which harks back to the days of the mainframe and is probably about as fast. Ethereum can be viewed as a single computer that the whole world can use. It notionally has only a single processor (i.e. no multi-threading or parallel execution) but has as much memory as required. Anyone can upload programs to the Ethereum World Computer, and anyone can request to execute a program that has been uploaded. This does not mean that anyone can ask any program to do anything; the program’s author can specify that requests from anyone but him- or herself be ignored, for example. Also, in a very strong sense, every program has its own permanent storage that persists between executions. Furthermore, if it is in demand, the Ethereum World Computer will always be there; it can’t be shut down or turned off.

In a more practical sense, Ethereum is an internet service platform for guaranteed computation. More than that, as a platform, it provides a set of integral features which are very useful to the developer:

  • user authentication via seamless integration of cryptographic signatures
  • fully customizable payment logic; easily create your own payment system without any reliance on third parties
  • 100% ddos resistant up-time, guaranteed by being a fully decentralized blockchain-based platform
  • no-fuss storage, so developers do not need to set up secure databases; Ethereum gives you as much storage as you want
  • ultimate interoperability, so everything in the Ethereum ecosystem can trivially interact with everything else, from reputation to custom currencies
  • server free zone, so one’s whole application can be deployed on the blockchain, meaning there is no need to set up or maintain servers; let the users pay for the cost of using the service.

Ethereum creates the foundation for a new, transparent, decentralized economy base on the Ethereum blockchain. Enterprises and organizations use ETH to carry out economic transactions. ETH’s market cap is currently $70 billion.

4. Ripple and the XRP revolution (third wave)

Ripple (XRP) is a real-time gross settlement system (RTGS), currency exchange, and remittance network developed by Ripple. It is also called the Ripple Transaction Protocol (RTXP) or Ripple protocol. It is built upon a distributed open source Internet protocol, consensus ledger, and native cryptocurrency called XRP (ripples). Released in 2012, Ripple purports to enable “secure, instantly and nearly free global financial transactions of any size with no chargebacks.” It supports tokens representing a fiat currency, cryptocurrency, commodity or any other unit of value such as frequent flier miles or mobile minutes. At its core, Ripple is based around a shared, public database or ledger which uses a consensus process that allows for payments, exchanges, and remittance in a distributed process.

The network can operate without the Ripple company. Among validators are companies, internet service providers, and the Massachusetts Institute of Technology.

Used by companies such as UniCredit, UBS, and Santander, Ripple has been increasingly adopted by banks and payment networks as settlement infrastructure technology, with American Banker explaining that “from [a] banks’ perspective, distributed ledgers like the Ripple system have a number of advantages over cryptocurrencies like bitcoin,” including price and security. On 30 Dec 2017, the market capitalization of XRP was $110 billion, making it the second most valuable in the Cryptocurrency Market Cap Ranking. Ripple connects banks, payment providers, digital asset exchanges, and corporations via the RippleNet to provide one frictionless experience for sending money globally.

5. CryptoKami and the KAMI Token revolution (fourth wave)

“The crypto market is now in the early stages of the Wild-West industry. We need a sheriff to establish order. That’s why CryptoKami was born.”

Hiroshi Kobayashi — CryptoKami’s founder

Open-source Cardano (Ouroboros proof of stake algorithm) + compulsory reserve mechanism + Comreme Algorithm (CryptoKami’s invention) + Regulatory Contract (CryptoKami’s invention) = 3rd-generation blockchain infrastructure of CryptoKami

CryptoKami is a Decentralized Reserve System. The CryptoKami platform is like the Ethereum system, but only for third parties in the financial sector. Financial services organizations launch their ICOs and operate based on the third generation POS blockchain named CryptoKami, although its cryptocurrency is named KAMI tokens. Additionally, CryptoKami operates on its own behalf like the US Federal Reserve (FED). This is key feature and core technology of CryptoKami’s distribution and regulation of KAMI Tokens under the principle of a Compulsory Reserve Mechanism based on the Comreme Algorithm (CryptoKami’s invention) through the Regulatory Contract (CryptoKami’s invention). Therefore, CryptoKami acts as a central bank, and financial services organizations operate on CryptoKami platform like commercial banks. CryptoKami issues and regulates the total number of KAMI tokens (is limited to 210 million) under the Compulsory Reserve Mechanism based on the Comreme Algorithm through Regulatory Contract for financial third parties and end users.

For financial third parties:

  • Build and run “Blue-Chip”-Coins Futures Contract Exchange under the Compulsory Reserve Mechanism
  • Build and run a cross-chains Crypto Exchange under the Compulsory Reserve Mechanism
  • Build and run banking services under the Compulsory Reserve Mechanism

+ Crypto deposits

+ Crypto repo credit

+ Cross chain payment

+ Crypto-Fiat payment

For end users:

  • Invest in CryptoKami’s ICO under the Compulsory Reserve Mechanism
  • Invest in the next financial third party that launches ICOs on CrpytoKami
  • Trade on CryptoKami’s “Blue-Chip”-Coins Futures Contract Exchange under the Compulsory Reserve Mechanism
  • Trade on CryptoKami’s Cross-Chain Crypto Exchange under the Compulsory Reserve Mechanism
  • Staking
  • CryptoKami’s banking services under the Compulsory Reserve Mechanism

+ Crypto deposits

+ Crypto repo credit

+ Cross chain payment

+ Crypto-Fiat payment

The next third party Financial ICOs owners and end users as investors, holders, traders, banking services’ users must use KAMI tokens , thereby creating a massive increasing DEMAND on KAMI tokens. But the number of KAMI tokens is limited to 210 million and is regulated by the Compulsory Reserve Mechanism on every KAMI token transactions (‘flow’), so the KAMI tokens SUPPLY decreases. Therefore, according to the rule of SUPPLY and DEMAND, CryptoKami has created a strong and sustained short-, medium- and long-term SELF-GROWTH ENGINE for KAMI tokens.

While all the “Blue Chip” coins such as Bitcoin, Ethereum, Ripple, Cardano, and Stellar are focused on transaction processing, CryptoKami focuses on the automatic regulation of crypto flow in its ecosystem by the Compulsory Reserve mechanism (Comreme Algorithm) via a Regulatory Contract. CryptoKami’s technology together with KAMI tokens will reestablish a regulated balance for the crypto market in the Wild-West industry.

In May 2017, CryptoKami started developing a standalone Proof of Stake Blockchain network with a Ouroboros proof of stake algorithm (a third-generation blockchain) based on Cardano, which determines how individual nodes reach a consensus about the network. The algorithm is a crucial part of the infrastructure that supports the KAMI cryptocurrency and is a major innovation in blockchain technology. Ouroboros eliminates the need for an energy-hungry proof of work protocol, which stands as a barrier to upscaling a blockchain for much wider use.

Ouroboros is the first proof of stake protocol that has been shown mathematically to be provably secure and the first to have gone through peer review through its acceptance at Crypto 2017, the leading cryptography conference. The level of security demonstrated by Ouroboros compares to that of Bitcoin’s blockchain, which has never been compromised. Our key features and core technology are shown below:

Open-source Cardano (Ouroboros proof of stake algorithm) + compulsory reserve mechanism + Comreme Algorithm (CryptoKami’s invention) + Regulatory Contract (CryptoKami’s invention) = 3rd-generation blockchain infrastructure of CryptoKami

6. The secret behind the world’s currencies.

“I just need to control the currency of a country, no matter who writes the law there,”

Baron M.A Rothschild, a celebrity in the Rothschild family.

From this point of view, the Rothschild family has managed to gain control of banking and financial institutions around the world. The clan is currently controlling 165 central banks in countries around the world, from Afghanistan to Zimbabwe. Notable on this list is the Federal Reserve (FED) and the US Internal Revenue Service (IRS). Few know that the FED is a private company located on its own land and “immune” to US laws. According to researcher Gary Kah, the FED is owned by eight major shareholders, including the Rothschild Bank in London and Berlin. The biggest secret of the world is that the real and ultimate power is in the hands of currency groups. All currencies, including cryptocurrency, are only valid if both parties believe that it is valuable.

For example, a dollar bill has no intrinsic value as it is just a piece of paper. However, the US government guarantees it, so the recipient believes it will still be worth a dollar when he or she tries to spend it (in fact, it will worth a little less due to inflation). The more we use a currency, the more comfortable we become with it. Hence, we use it more often; so, in general, the popularity and appreciation of the currency are based on supply and demand. If there is a certain amount of money in the market, the increase in value is due to demand. For example, in the case of Bitcoin, its value will increase when we close the maximum threshold in a few years if people still believe that it has value, and more people and places accept it is a currency to pay for goods and services. The Cryptokami platform offers a total of only 210 million KAMI Tokens; the supply has a specific limit in combination with the level of demand for appropriate transactional use. If supply is always lower than demand, the KAMI Tokens will increase significantly in value over time and frequency of use.

7. Why choose CryptoKami and KAMI Tokens?

The simple and serious answer is that the team behind CryptoKami is comprised of individuals and organizations with a wealth of experience, creativity, and financial literacy. Like the people and organizations that built up Bitcoin and Ethereum, they know and deeply understand the secrets of money, and the rule of supply and demand impacting the value of money growth behind the global economy. Therefore, they built the CryptoKami platform that provided a third-generation blockchain system and financial ecosystem and provided a staggering amount of not more than 210 million KAMI Tokens to meet third parties’ and end users’ needs. Additionally, the CryptoKami platform for third party financial services implements the ICO on it through the use of KAMI Tokens and must comply with the Compulsory Reserves Mechanism on the principle of decentralized agreements to always ensure the system’s liquidity, thereby providing strong protections for third parties and end users. The CryptoKami platform operates like the US Federal Reserve (FED) by regulating the SUPPLY and DEMAND of KAMI tokens via a Compulsory Reserve Mechanism based on the Comreme Algorithm (CryptoKami’s invention) through the Regulatory Contract (CryptoKami’s invention) for financial third parties operating on it, like the FED regulates the supply of money to commercial banks. The central bank model that regulates the SUPPLY and DEMAND of cryptocurrency is combined with financial ecosystems that have serial needs for KAMI tokens.

Regulations trigger disruption and innovation

The term RegTech has emerged to characterize innovation and emerging technology focused on solving complex regulatory challenges, enabling smarter regulation, and reducing complexity in existing regulation and compliance. There are many aspects to these activities, such as automation, data and analytics, machine learning and AI, and blockchain and cyber to name but a few. Historically, regulation was seen as a barrier to entry into Financial Services. The requirements were complex, burdensome and difficult for small, new organizations to adopt. Now we see the reverse. Many incumbents are hampered by complex processes and governance they have built up around risk and regulation, and many have also developed a significant degree of risk aversion given some of the headline-grabbing issues of the last decade. Therefore, it is surprising to find innovation influencing this area. There is a growing body of complex regulations such as Basel, Dodd-Frank, Comprehensive Capital Analysis and Review (CCAR), General Data Protection Regulation (GDPR), Markets in Financial Instruments Directive (MiFID), and the Revised Payment Service Directive (PSD2), among others, that lend themselves to solutions that can leverage technology. These regulatory hurdles can cost the world’s largest banks up to US$4 billion per annum, as many of the processes to address them are still manual. In line with this, survey respondents indicated that regulations in the digital identity authentication and anti-monetary laundering/’know your client’ (AML/KYC) spaces were strong barriers to innovation (see table below). This is due to the complex and time-consuming nature of managing detailed customer information in a global setting with constantly evolving rules and regulations. Within the DeNovo platform, we currently follow over 230 startups that help financial institutions manage their regulatory and compliance processes. These companies’ funding has increased at a CAGR of 44% over the last four years with cumulative investment at US$1.4 billion. More relevant trends include

1) the automation of regulatory and compliance processes, typically utilizing AI and machine learning, and

2) increased automation of customer identification processes (e.g., KYC/AML) to reduce fraud and improve client interactions.

Regulators are also looking at ways to leverage new technology and analytics to better manage systemic risk and large amounts of data. By accumulating large amounts of data, they can analyze and assess the market and set the landscape for innovation while ensuring that they evolve. The use of blockchains is also a specific area of interest for regulators given the native ‘regulatory capabilities’ that are embedded in the technology. Transactions can be validated on the fly rather than monitored by intermediaries after the fact. We are going to see the deployment of increasingly more sophisticated technology that can monitor, capture, and analyze a broad set of data, behaviors, and activity. These are likely to ultimately provide a more comprehensive and efficient approach to regulation and risk management, although there may be some speed bumps along the way.

Regulatory barriers to innovation

In which areas do you see regulatory barriers to innovation in FinTech?

Data storage, privacy and protection: 54%

Digital identity authentication: 50%

AML/KYC: 48%

New business models (crowdfunding, peer-to-peer lending) 40%

E-money/ cryptocurrency 30%

(Source: PwC Global FinTech Survey 2017)

To solve the global financial services problem, we developed the third-generation blockchain infrastructure of CryptoKami based on open source Cardano.

Open-source Cardano (Ouroboros proof of stake algorithm) + compulsory reserve mechanism + Comreme Algorithm (CryptoKami’s invention) + Regulatory Contract (CryptoKami’s invention) = 3rd-generation blockchain infrastructure of CryptoKami

Therefore, CryptoKami’s core technology combined with KAMI tokens will reestablish a regulatory balance for the crypto market in the Wild-West industry. The number of KAMI tokens is limited to 210 million and regulated by the Compulsory Reserve Mechanism on every KAMI tokens flow, so the supply of KAMI tokens SUPPLY decreases but DEMAND increases. As such, according to the rule of SUPPLY and DEMAND, CryptoKami has created a strong and sustained short-, medium- and long-term SELF-GROWTH ENGINE for KAMI tokens. This is reason you should choose the CryptoKami platform and KAMI tokens.

8. Vision

“CryptoKami will be the FED of the crypto-currency world.”

Hiroshi Kobayashi — CryptoKami’s founder

Blockchain and cryptocurrencies, especially in the financial sector, are no longer just a fashionable subject, but a technology that penetrates our lives. Indirectly, this is confirmed by the rejection of new instruments by financial regulators. In this case, fear lies behind the negative. For example, the former head of the Federal Reserve System, Bernd Bernanke, assumed in 2013 that bitcoin and other cryptocurrencies are unlikely to succeed, and in 2015, he spoke of them as a threat to the regulator. Even more radical is the head of JP Morgan, Jamie Dimon. He called bitcoin a “fraud” and stated people who invest in it are “fools,” and his employees were forbidden to work with cryptocurrencies under the threat of dismissal. According to The New York Times, the Federal Reserve System will likely be headed by G. Powell — a tough opponent of cryptocurrencies. However, there is another viewpoint. According to T. Richards and E. Emery from the Reserve Bank of Australia, it is pointless to regulate and limit cryptocurrencies because they cannot be controlled due to their nature, and the supervision of the distributed ledger is ineffective. Unfortunately, such a balanced position as the Australian state authorities’ is much less popular.

Regulators already understand they may not have a place in the new financial system. At the same time, we can now confidently say that the development of cryptocurrencies and blockchains will stimulate the development of national economies. Thus, the legalization of cryptocurrency in Japan as a means of payment has already caused an influx of customers to the exchanges and allowed them to attract billions of yen in investments. Note that in this case, it is too early to speak about the loss of state control over cryptocurrency turnover since the relevant exchanges must be registered with the Financial Services Agency. However, state institutions can no longer intervene in the very process of transactions and the formation of a distributed ledger. Thus, Japan is already taking its first steps towards getting rid of the control national regulators have.

We built the CryptoKami platform with KAMI Tokens to have strong and sustainable growth over time and frequent use thanks to excellent applications of the confidence rule and supply and demand for monetary control. CryptoKami will become the first Blockchain Decentralized Reserve System.

9. Mission

“Don’t regulate blockchain, but regulate through blockchain”

Hiroshi Kobayashi — CryptoKami’s founder

CryptoKami’s mission is to promote and support CryptoKami platform base-layer research, develop education to bring KAMI to life, and create the cryptocurrency ecosystem.

The ecosystem is built on the CryptoKami platform, where financial services and business activities always balance cash flow due to the transparent scientific mechanisms involved. The demand for using KAMI Token is always diversified and surpasses the limited supply. Innovative business models are based on the legacy of the most advanced financial services models in the crypto market or traditional money market. From that, a strong business community can be developed for institutional investors as well as individuals.

10. CryptoKami Platform and KAMI Token

Coin type

Standalone Blockchain Token

Coin name

KAMI token

Technology

Proof of Stake Blockchain based on Cardano

Regulatory Contract

Algorithm

Comreme Algorithm

Ouroboros POS

Standard

third-generation blockchain

Total Controlled supply

210,000,000 KAMI

Crowdsale ​​Token

45,000,000 KAMI

KAMI Tokens can be stored on

• PC Wallet: Window, Linux, Mac

• E-wallet: CryptoKami.com

• Mobile Wallet: Android app, iOS App

CryptoKami is a standalone Proof of Stake blockchain network, integrated smart contract technology, and a third-generation blockchain. KAMI (Kami Token) is a standalone Blockchain Token and an open protocol for decentralized exchanges. It is intended to serve as a basic building block that can be combined with other protocols for increasingly sophisticated control. It allows KAMI Token owners to diversify their portfolio by accessing tags related to the price of the property. KAMI Tokens allow property owners to unlock valuable assets by creating and selling or borrowing their property cards. The platform extends the liquidity and transparency of assets and reduces transaction costs. It also provides the owner of the KAMI Token detection and price diversity across multiple asset classes as it allows the creation or posting of third-party notifiers in accordance with the disclosure and management regulations and the KAMI Token contract.

Blockchains are ultimately databases ordering facts and events with guarantees of timestamps and immutability. In the context of money, they order the ownership of assets. Adding complex computations by storing and executing programs is a separate notion. Do we want to know the whole story behind a transaction, or do we simply want to know how much value has been transferred? Focusing on the latter oversimplifies transactions but focusing on the former introduces immense complexity.

Comreme Algorithm and Regulatory Contract are the invention of CryptoKami. The Compulsory Reserve Mechanism is based on the Comereme Algorithm through the Regulatory Contract. This mechanism allows regulating the SUPPLY and DEMAND for KAMI tokens and effectively protects the next third-party financial ICOs on CryptoKami as well as investors, traders, holders, banking service users. This mechanism will increase the DEMAND for KAMI tokens while the SUPPLY number in use of KAMI tokens is decreases (due to the Compulsory Reserve Mechanism). This mechanism ensures self-growth sustainability for the value of KAMI tokens in the short-, medium- and long-term.

How do the Comreme Algorithm and the Regulatory Contract work on the CryptoKami Blockchain?

Sketch by Hiroshi Kobayashi — CryptoKami’s founder

Cardano open source (Ouroboros Algorithm) + Compulsory Reserve Mechanism + Comreme Algorithm (CryptoKami’s invention) + Regulatory Contract (CryptoKami’s invention) = the third-generation blockchain infrastructure of CryptoKami

‘Proof of stake’ is a novel approach to block generation. The core idea of proof of stake is that instead of wasting electricity on cracking computationally heavy problems, a node is selected to mint a new block, with a probability proportional to the number of coins the node has. If a node has a positive (> 0) stake, it is called a stakeholder. If a node eventually becomes chosen to mint a block, it is called a slot leader.

The most important consideration in picking a proof of stake (PoS) over a proof of work (PoW) algorithm, the one adopted by Bitcoin, is energy consumption. Running the Bitcoin protocol is a tremendously expensive endeavor. It is estimated that 3.8 American households can be powered for a day by the energy spent to generate one Bitcoin transaction. These energy requirements for running the Bitcoin protocol only grow as more and more Bitcoin miners sink money into mining, and the difficulty of the problem is that their computers’ (mining rigs) cracking increases, which is why researchers did their best to investigate alternative ways to reach consensuses — such as using the so-called Byzantine Fault Tolerant (BFT)consensus algorithms and PoS algorithms.

Consensus algorithms are used to produce new transaction blocks, resulting in an updated ledger. Whenever someone publishes a block of transactions, they — or rather, their node that runs the cryptocurrency protocol — must attach proof that they have merited it. Two types of such proofs are discussed below.

Slot Leaders

Nodes with a positive stake are called stakeholders, and only stakeholders may participate in running the protocol. Moreover, to generate new blocks for the blockchain, a stakeholder must be elected as a slot leader. The slot leader may listen to transactions announced by other nodes, make a block of those transactions, sign the block with its secret key, and publish it to the network. One can think of a slot leader as a miner in Bitcoin, but consensus, as mentioned above, defines who will be able to mine, as well as when and how much they’ll be able to mine.

Epochs & Slots

The Ouroboros protocol divides the physical time into epochs, and each epoch is divided into slots:

+ — — — — — + — — — — — + — — — -+ — — — — — + — — — — — — — — — → t

| slot 0 | slot 1 | … | slot N |

\ / \

— — — — — — — epoch M — — — — — — — — — epoch M+1 — …

Please note that a slot is a relatively short period of time (for example, 20 seconds).

Each slot has only one leader (slot leader, SL):

+ — — — — — + — — — — — + — — — -+ — — — — — + — → t

| slot 0 | slot 1 | … | slot N |

SL 0 SL 1 SL N

The slot leader has the (sole) right to produce only one block during his slot:

+ — — — + + — — — + + — — — +

| Bl 0 |←| Bl 1 |←… ←| Bl N |

+ — — — + + — — — + + — — — +

+ — — — — — + — — — — — + — — — -+ — — — — — + — → t

| slot 0 | slot 1 | … | slot N |

SL 0 SL 1 SL N

It means that the number of slot leaders is strictly equal to the number of slots in the epoch (let’s call this number N), so it is impossible to produce more than N blocks during an epoch. If the slot leader missed his slot (for example, he was offline at that moment), he lost his right to produce a block until he is elected again. So, one or more slots can remain empty (i.e. without generated blocks), but please note that most of the blocks (i.e. at least 50% + 1) must be generated during an epoch.

Slot Leaders Election

Slot leaders are elected by all stakeholders. Please note that not all stakeholders participate in this election, but only ones who have enough stake (for example, 2% of the total stake). Let’s call this group of stakeholders “electors.”

During an epoch, electors elect slot leaders for the next epoch. Thus, at the end of epoch N, slot leaders for the epoch N+1 are already known, and it cannot be changed. One can think of this election as a ‘fair lottery’ because any stakeholder can become a slot leader. However, the important idea of the PoS is a stakeholder’s chance of becoming a slot leader increases as his or her stake increases. Please note that one stakeholder can be elected as a slot leader for more than one slot during the same epoch.

Multiparty Computation

The fundamental problem of this election process is its unbiasedness. We need some randomness as a basis for election; in this case, results of an election will be random and fair. One might ask, how can this randomness be obtained? We are using a multiparty computation (MPC) approach: each elector independently performs an action which can be called ‘coin tossing,’ and the results are shared with other electors. The idea is that the results are randomly generated by each elector but they agree on the same final value eventually.

Commitment Phase

First, an elector generates a ‘secret’ (special random value). Then the elector forms a “commitment” which is a message that contains encrypted shares (see an explanation below) and a ‘proof of secret.’ Next, the elector signs this commitment with its secret key, specifies the epoch’s number, and attaches its public key. In this case, everyone can check who created this commitment and identify the epoch. Afterward, the elector sends the commitment to other electors so each elector eventually collects commitments from all other electors. Please note that commitments are put into a block, meaning they become a part of the blockchain.

Reveal Phase

Now, elector sends an “opening,” special value for opening a commitment. You can think of a commitment as a locked box (with a secret in it), and opening is a key we need to open this box and get the secret from it. All openings become a part of the blockchain as well as commitments.

Recovery Phase

This is the final phase. Eventually, the elector has commitments and openings. However, theoretically, an elector could be an adversary, and he could publish its commitment but not publish its opening. In this case, the honest electors can post all shares (mentioned above) to reconstruct the secret. The idea is simple: we must be sure the election will finish successfully even if some of the electors are adversaries. Then, an elector verifies if the commitments and openings are matched. If so, he or she extracts the secrets from the commitment and forms a seed from these secrets. Hence, all electors get the same seed, and it will be used to the Follow the Satoshi algorithm.

Follow the Satoshi

After electors get the seed (randomness is needed), they must select specific slot leaders for the next epoch. This is where the Follow the Satoshi (FTS) algorithm comes in. It can be shown like this:

+ — — -+

SEED — ->| FTS | — -> ELECTED_SLOT_LEADERS

+ — — -+

Let’s elaborate on how a slot leader gets selected. The smallest atomic piece of value is a coin; we call it “Lovelace.” Fundamentally, we can say that the ledger produces a distribution of coins, and since slot leaders can only be selected from stakeholders, we are talking about the distribution of stakes. FTS is an algorithm that verifiably picks a coin, and when a coin owned by stakeholder S gets selected, S becomes a slot leader. It is obvious that the more coins S has, the higher probability that one of his coins will be picked. The reason why it is called “Follow the Satoshi” is that in Bitcoin, an atomic piece of currency is called “Satoshi,” honoring Satoshi Nakamoto, the creator of Bitcoin.

11. CryptoKami and the demand of KAMI tokens for third party financial services

CryptoKami have SDK and APIs libraries (SAFT — Compliant Token Sale Framework) for third parties called CryptoKami’s Financial Institute Alliance (CFIA) and conduct their ICOs on CryptoKami platform.

  • Build and run “Blue-Chip”-Coins Futures Contract Exchange; transactions are conducted by KAMI tokens under the Compulsory Reserve Mechanism
  • Build and run a cross-chain Crypto Exchange, transactions are conducted by KAMI tokens under Compulsory Reserve Mechanism
  • Build and run banking services, transactions are conducted by KAMI tokens under Compulsory Reserve Mechanism

+ Crypto deposits

+ Crypto repo credit

+ Cross chain payment

+ Crypto-Fiat payment

KAMI Tokens are used for compulsory reserves under the Compulsory Reserve Mechanism based on the Comreme Algorithm through the Regulatory Contract for enterprises and organizations that conduct ICOs and run their business on CryptoKami to ensure liquidity, exchange rate appreciation, and protection of ICO-participating investors, as well as holders, traders, banking services users.

12. CryptoKami and the demand of KAMI Token for end users

The KAMI Token is mined, operated, and regulated based on POS with a maximum fixed amount of 210,000,000 KAMI and used for the following needs:

  • Invest in CryptoKami’s ICO and make transactions using KAMI tokens under the Compulsory Reserve Mechanism.
  • The CryptoKami ICO will launch on February 2018. So that is the time to be a part of our community.
  • Invest in the next financial third party that launches an ICO on CryptoKami and transaction using KAMI tokens under the Compulsory Reserve Mechanism.

The CryptoKami platform is like Ethereum but only for financial services organizations to launch their ICOs and operate based on the CryptoKami blockchain. At the same time, CryptoKami is also the FED (US Federal Reserve) of the cryptocurrency economy in distributing and regulating KAMI tokens in the system based on the principle of decentralized consensus, enterprises, and financial service organizations acting as commercial banks in the system. KAMI will be integrated with other types of ICO projects (e.g., telecom, betting, online games) and offline businesses.

CONCEPT CONFIRMATION

During this ICO preparation, we have already received requests from more than 30 ICO campaigns seeking to participate in our platform. The undeniable advantage of the platform is that the required set of technical solutions for its operation has been developed and is ready for integration. We will test it at the launch of our ICO, which will allow potential investors to verify its effectiveness before deciding to participate in CryptoKami platform.

  • Trade on CryptoKami’s “Blue-Chip”-Coins Future Contract Exchange (transactions using KAMI tokens under Compulsory Reserve Mechanism)

CryptoKami’s “Blue-Chip”-Coins Futures Contract Trading Platform is expected to perform similarly to the CME Group but is available to non-US investors. A contract is worth 5 BTC. If investors sell their contracts, then they are called “short speculators,” and if purchased, they are called “long speculators.” Bitcoin futures will bring much-needed transparency, greater liquidity, and efficient price discovery to the ecosystem.

For a more in-depth understanding of how futures work, let’s review the following example:

Suppose Bob wants to buy a contract for $50,000 (5 BTC). Before being able to own this contract, Bob will need to start a margin. This margin is also known as “good faith.” Just like a deposit, the goodwill is sent by the investor in advance to prove that they intend to complete the purchase. The initial margin is calculated as a percentage of the total contract value, usually between 5% and 10%. If Bob’s starting margin is 10%, he will be entitled to own the deal if he carefully trades $5,000 into his trading account. Now, let’s continue to assume that Bob sends $5,000 to buy a contract and is a prime minister, meaning he believes or expects that Bitcoin will rise higher than he would have to pay for his contract, which is higher than $10,000 / BTC.

CryptoKami has also set the ‘tick,’ or the smallest price movement, as recorded by the trading system for future contracts of Bitcoin is $5. Accordingly, if the Bitcoin price increased by $4, Bob’s contract has no loss because the $4 is smaller than the tick. However, every time Bitcoin prices fluctuate by $5, Bob will lose $25 (because each contract costs 5 bots).

For example, one day after Bob bought the futures contract, the Bitcoin price rose $100. Since Bob owns only one contract, the tick is $5, which 20X leverage, each ticking will be $25, so Bob’s total profit is 20 x 25 = $500. Conversely, if the Bitcoin price falls to $100 on that day, Bob loses $500, which is deducted directly from the margin that he deposited in his previous account.

The bitcoin futures trading platform of the CryptoKami platform is an opportunity for non-US investors to trade with the potential for high profitability and high risk.

In the short-term, it pushes the price upwards as the overall interest in the cryptocurrency spikes.

The day after Bitcoin futures were launched on the Chicago Board Options Exchange (CBOE), which was the first time on a major regulated exchange, the price jumped by almost 10% to $16,936.

Similarly, in the run-up to the launch of Bitcoin futures on one of the world’s biggest exchanges, CME, the Bitcoin price broke through the $20,000 barrier.

The long-term price impact is harder to predict, but it will likely continue to boost the price of Bitcoin.

  • Trade on CryptoKami’s Cross Chain Crypto Exchange and conduct transactions by using KAMI tokens under the Compulsory Reserve Mechanism (It is coming soon)
  • Staking

A KAMI Token holder will be staking up to 10% per year. For newly transported tokens in wallets, staking will begin promptly after one hour. There is no max stake; the longer your coins are in wallets, the more coins you will earn.

  • CryptoKami’s banking services and transactions using KAMI tokens under the Compulsory Reserve Mechanism

+ Crypto deposits

+ Crypto repo credit

+ Cross chain payment

+ Crypto-Fiat payment

Automatic cash flow balancing eliminates the risk of losing liquidity under the Compulsory Reserve Mechanism based on the Comreme Algorithm through the Regulatory Contract. The KAMI Token is used by repo credit users; they get a loan and repo their coin base as BTC, ETH, LTC, or XRP (0.8% per day) through CryptoKami. This demand is very high because traders want to keep their “Blue Chip” coins; they also want to have more money for trading or investing in the next ICO and doubling their profit. The demand for repo loans is about 20% of the total market transactions, or about $10 billion per day. The deposits and repo credit activities create the balance of cash in and out so the liquidity of the system is always automatically ensured, and direct profit is generated for the system. Each deposit or repo credit that goes through the cash-in and cash-out stages is required to go through the KAMI Token, so there is a need to use the KAMI Token.

A monetary credit in the form of a loan is one of the traditional forms of economic relations among people. They buy houses, flats, automobiles, household appliances, and electronics on credit, as well as take out loans to start or build a business. In the modern world, credit is provided by both banking and non-banking financial institutions. Deal closings most often take place on the premises of the borrower’s organization. Unfortunately, everyone will not be able to attain the targeted or desired amount. In some cases, one must contact several banks and pool together loans to get the necessary capital. The communication and loan process with banks can take several weeks to several months, and frequently, the loan is still not approved. Therefore, what should we do when money is necessary for such projects, and banks or financial institutions refuse to approve the loan? Online credit is gaining popularity in the world today. This type of credit allows someone to receive a loan through the Internet without having to leave home, whether using a PC or a smartphone; this process can take from five to ten minutes. Today, an online application for a cash loan is one of the most popular types of requests on the Internet. It is obvious that the service is relevant and often helps people in the most unexpected situations. A monetary credit in the form of a loan is one of the traditional forms of economic relations among people. They buy houses, flats, automobiles, household appliances and electronics in credit, as well as taking out loans for a startup or business development. The interest rate is agreed on by the parties of the transaction as distinct from the bank.

Investors receive a high return, interest, and return of funds in accordance with the terms of the loan. CryptoKami is both a credit and investment, as well as a multi-currency and multifunctional online platform. On the CryptoKami Platform, investors and borrowers meet each other and can lend money on mutually beneficial terms. CryptoKami is a unique service that allows individuals to access loans from the comfort of their home in crypto-currencies. During the launch period, deposits will be handled in the following currencies: USD, BTC, ETH, KAMI, BCH, Waves, USDT, Dash, and XRP. In the future, the number of “working” currencies will increase to meet the platform participants’ complex needs. Multi-currency platform like CryptoKami allows the participants to make financial transactions in a currency convenient for them. Currently, cryptocurrencies are an alternative to fiat currencies, and crypto-deposits are an alternative to credit institutions. Crypto-deposits allow investors to provide loans directly, without bank participation and a difficult procedure to collect documents.

Note: The next Financial ICOs owners, investors, holders, traders, and banking services users must use KAMI tokens for their needs when using 8 functions, which will create a massive increase in the DEMAND for KAMI tokens. The number of KAMI tokens is limited to 210 million tokens, they are regulated by Compulsory Reserve Mechanism on every KAMI tokens flow corresponding to various functions, so the KAMI tokens SUPPLY decreases. As such, according to the rule of SUPPLY and DEMAND, CryptoKami has created a strong and sustained short-, medium- and long-term SELF-GROWTH ENGINE for KAMI tokens.

KAMI Token Price base on a self-growth engine forecast chart.

13. Exchange and listing

First, KAMI Token will only be available for purchase on the CryptoKami.com website. After buying KAMI tokens, one will receive an automatic email confirmation stating the amount of money purchased. The tokenwill then be sent to one’s wallet within 24 hours, and one can start filing immediately before the transaction is completed. Remember to include the KAMI Wallet address at the time of purchase; tokens can be sent to the purchaser. At the end of the sale when the ICO is completed, we will list the KAMI Token on the Coin Directory Coinmarketcap and list it on cryptocurrency exchanges (e.g., Cryptopia, YoBit, Gate.io, Kucoin.com, Livecoin).

In the next step, we will continue to announce more specific plans after the ICO following the Roadmap (Page 36).

14. About us

Our team consists of 15 individuals and an organization with many years of experience in big data technology, blockchains, inventions, crypto market development, business development, and communications. Our commitment continues with the fourth blockchain revolution. Our investment strategy is to create a viable ecosystem of DEMAND for KAMI Token, with a growing diversity based on a fixed SUPPLY, so the system will be self-sufficient, self-sustaining, and automatically grow in value. We call it is a SELF-GROWTH ENGINE for KAMI tokens. We are working with legal and financial leaders who have extensive experience and knowledge of ICOs that will help to succeed and continue development. We have been gathering community groups.

Staking and mining KAMI tokens and building knowledge communities are our top priority. Two financial service organizations are planning ICO banking services on the CryptoKami platform after it goes into stable operation. We all have great faith in the long-term potential and capabilities of blockchain technology, and hopefully, will create a self-sustaining ecosystem around our foundation and pave the way for the future.

15. Token Sale Campaign

ICO crowdsale round: 1–44

Total issue : 45M KAMI tokens.

The sale of tokens and associated fundraising is necessary for the development and marketing of the platform. The purchase of KAMI will give its holders access to the platform and credit listing.

The funds raised from the ICO are necessary for:

• Improvement and development of the system.

• Technology development.

• Expansion of cooperation with arbitration.

• Boosting of R&D.

• Marketing and promotion of the CryptoKami blockchain platform.

• Creation of the initial safety fund.

• Development of the verification service.

• Marketing.

• Reserve.

• Operational costs of the platform (e.g., improving the working platform, paying salary, paying rent, maintaining the office, establishing representative offices) for the testing period and the first year of full operation.

If the ICO does not reach USD 10,000,000, all funds will be returned to investors.

16. KAMI Tokens Distribution (210M coins)

ICO crowdsale round 1–44

45M coins

Bounty Program

10M coins

KAMI Reserve

25M coins

Reserve for Venture investors

10M coins

Reserve for development team

10M coins

For mining

110M coins

17. Promotion, Bounty Program, and KAMIs

+ Access to 50 countries in 5 languages.

+ Social networking ads in more than 50 countries.

+ A CryptoKami forum , bitcointalk, telegram , other social medias.

+ Banner advertising on 200 websites in 50 countries.

+ Marketing on the top 10 visited websites on cryptocurrency.

+ 5% commission on token sales for marketers

Bounty program and KAMIs

Description of KAMIs.

  1. If the system uses only KAMI tokens for the bounty program, inflation will increase; therefore, KAMIs was developed for the bounty program to eliminate inflation.
  2. Similar dividends for preferred shares; dividends calculated according to proportion, no right to vote in the executive vote
  3. Payment every quarter (may be shorter if KAMI is discounted)
  4. 1 billion KAMIs, which is equivalent to a 20% stake (4 blocks)
  5. The right to vote, the opinion for a problem that KAMI project needs (market research information,..) — use KAMIs to give effective opinions, high number of votes will be rewarded KAMIs.
  6. Introduce, connect, and the develop ecosystem. One part of future blockchain community relationships & foundations, such as partners, the developer team, and startup which have good idea to invest. The leader uses KAMIs to propose; if the KAMI team sees their potential, then they will reward KAMIs with a relative budget in terms of the stage value, the proposals are not selected minus a fee.
  7. Owners of KAMIs have a leader account, and a leader account has more functions than an investor: development of the information gateway, direct exchange and negotiation, and appearance of the social network development interface.
  8. Stake KAMI -> KAMI & KAMIs, KAMIs can be exchange between accounts.
  9. Use the number of KAMIs held to measure the leader’s performance and credibility for further classification and benefits if available to long-term investors.
  10. Using KAMIs to purchase a Regulatory Contract to support the next ICO outside of KAMI is mandatory as a agreement from community outside KAMI means there is a transfer of benefits from KAMIs to another ICO token unity. For example, Mr. A. wants to organize next ICO , he need a package of Regulatory Contract basis called Atoken (crypto) and Atokens (token consensus unity) cost 1000KAMI +> 1000KAMIs, Mr. A. can buy 1000 KAMI from 900 KAMIs requiring mandatory community contributions equivalent to 1 / x of unoccupied tokens, i.e.> 900 KAMIs that convert token equivalents via the token. Unity Atokens by his next ICO. This is the shift of interests as well as support, review from the community as a next ICO, if cannot complete the above clearly or the policy and marketing capabilities of A is too weak, there’s no basis for the next ICO release.

Token KAMIs

  1. 1 billion tokens equivalent to 20% dividend preference shares
  2. Circulating Supply includes:

250 millions KAMIs corresponding to the first 20 rounds

Bounty when developing social media community

Stake KAMI to earn KAMI & KAMIs

FAQs

  1. What’s KAMIs do? KAMI is a token unity that measures the activity and benefit of investors
  2. Can you exchange KAMIs? Yes
  3. KAMIs will go to exchange site like bitfinex? Temporary is not
  4. What are the advantages and disadvantages of KAMIs on KAMI?
  5. Why did KAMI stake out KAMIs? As long as people trust the KAMI System, KAMIs is a bonus to KAMI. By stimulating them to hold the Kami Index to evaluate how investors trust their system, there is a standard gauge, not dependent on the value up and down of KAMI Assistance between KAMI and KAMIs
  6. Why use KAMIs to purchase the Regulatory Contract as part of the cost of supporting the next ICO and not just for each KAMI?
  • KAMI does not measure the credibility and performance of the system accurately, but rather the speculative behavior of investors who manipulate prices and speculate on price growth based on a positive path of the KAMI team. The fact that an ICO publisher holds KAMI’s request does not indicate the community’s support for the next ICO development that requires additional KAMIs and community votes on the KAMI system.
  • There must be mutual support between KAMI & KAMIs that cannot support one-sided non-resonance in terms of benefits as well as development.

ICO Purchase scenario

Example 1: 0.4–0.6

A $600

B $1200

Get the highest price to pay for the money they use to buy the coin

Order 1 Buy A buy 500 tokens

The number of coins purchased was M = 0

500 * 0.6 = $300 (highest price), specifying it as $300

The cost of A is called a = ((M +500) / 40000 * (0.6–0.4)) + 0.4

The amount of token it will buy is $300 / a = X

Remaining Coin Z = 40,000 — X

The amount of tokens purchased was M = 500 coins

X is the true token number A bought> 500 coins

Successful token purchase status

Order 2 From X token A buy

B wants to buy 1000 coins

1000 * 0.6 = $600, determine if enough to buy

The unit price of B is called b = ((M + 1000) / 40000 * (0.6–0.4)

18. Roadmap

2017

  • Analysis of the blockchain industry.
  • R&D of the global economy based on blockchain infrastructure.
  • Study of blockchain of Ethereum, Iota, Cardano, Ripple, Stellar, Neo, IBM, Microsoft, Oracle.
  • Choose Cardano open source as a base.
  • Two inventions of CryptoKami were born — the Compulsory Reserve Mechanism based on the Comreme Algorithm through the Regulatory Contract.
  • Development of the system concept and architecture of third blockchain of CryptoKami.
  • Develop a web platform for users and third-party project owners.
  • Development of Web wallet for receiving investments to our ICO in cryptocurrencies (BTC, ETH, BCH).
  • DDOS attack + security protection.
  • Complete Whitepaper.

January 2018

  • Begin developing CryptoKami Blockchain Network version 1.0.
  • Build CryptoKami’s developer community.
  • Find sponsor.
  • Complete website, landing page.

February 2018

  • Web wallet complete.
  • Promotion and bounty program.
  • Build CryptoKami’s investor community.
  • Start crowdsale (ICO).

March 2018

  • ICO close.
  • Test-net launch.

April 2018

  • List on Coin Directory — Coinmarketcap/List on cryptocurrency exchanges (e.g., Cryptopia, YoBit, Gate.io, Kucoin.com, Livecoin).
  • Launch CryptoKami Blockchain Network 1.0 Beta (KAMI Blockchain Explorer).
  • Start KAMI Staking.

May 2018

  • End user can invest in financial third party that launches ICOs on CryptoKami.
  • Go live “Blue chip” Coins Futures Contract Trading Exchange under Compulsory Reserve Mechanism based on the Comreme Algorithm through the Regulatory Contract.
  • Mass marketing campaigns.
  • iOS/Android wallet launch.

June 2018

  • Desktop wallet launch.
  • Development of SDK for iOS/Android. Application for iOS/Android.
  • List on Main Public Exchanges (e.g., HitBTC, Bittrex, Liqui)

August 2018

  • Begin development of CryptoKami Blockchain Network version 2.0.
  • Go live with Cross-chain crypto Exchange under Compulsory Reserve Mechanism based on Comreme Algorithm through the Regulatory Contract.

September 2018

  • Issuance of Visa/MasterCard cards for cryptocurrency payments.
  • Complete API + SDK + Docs for third party financial institutions.

October 2018

  • Mass marketing campaigns.
  • Mass media campaigns.

December 2018

  • List on different exchange.
  • Go Beta banking services for end users.

January 2019

  • Run banking services under Compulsory Reserve Mechanism based on Comreme Algorithm through the Regulatory Contract.
  • Cryptocurrency deposits.
  • Cryptocurrency repo credit.

February 2019

  • Cross-Chain payment
  • Crypto-Fiat payment
  • CryptoKami 2.0 Beta.

March 2019

  • Official CryptoKami 2.0 Launching.
  • Mass media campaigns.
  • Mass marketing campaigns.

19. Library (SDK and API)

(SAFT — Compliant Token Sale Framework) for third parties called CryptoKami’s Financial Institute Alliance (CFIA) to conduct their ICOs on CryptoKami platform.

Our SDK available here: https://sdk.cryptokami.com

Our APIs: https://api.cryptokami.com

20. Thriving Developer Community

CryptoKami’s developer forum is the place to list the source code, environment, and development direction for developers worldwide to build and upgrade the system as well as detect and propose security enhancements. This forum is the place to announce supportive financial incentives for developers to build a thriving community.

Our developer community partners:

https://bounties.network, https://gitcoin.co

21.Thriving Investor Education Community

Education is the most powerful weapon you can use to change the world. “

Nelson Mandela.

The CryptoKami investor forum is where investors discuss and get crypto market information, knowledge, and experience to buy, sell, invest, and trade on the crypto exchange and on the bitcoin futures exchange, holdings, banking services used, staking and to invest in the next ICO financial conducted on CryptoKami through KAMI tokens. We will keep updating the latest development policy here for investors. We will invite the influencers to write articles and training guides for investors in this forum. All activities and efforts go toward building a thriving investor community.

22. Support

Our support service is available 24/7 for any technical or policy needs, investment, or development cooperation.

You can contact us via our Facebook fan page, telegram, live chat, or at contact@cryptokami.com

23. Conclusion

Thank you for taking the time to read the white paper and brainstorm with us. We hope that the information and analysis contained in this document are useful in providing guidance to make informed investment decisions in the right place at the right time. As mentioned above, we have specifically designed the CryptoKami platform and slowly provided a finite amount of KAMI Token for the practical and diverse needs of its financial ecosystem with unlimited amounts of demand for the sole purpose of securing a profitable CryptoKami platform and KAMI Token with a SELF-GROWTH ENGINE for long-term value. If you agree with the innovative development model of the CryptoKami platform and KAMI Token, then become a member with us. We will launch CryptoKami’s third-generation blockchain to the world; together, we can build a prosperous community.

Do you want to wait or act now to take a cruise?

24. References:

https://en.bitcoin.it/wiki/Main_Page

https://en.wikipedia.org/wiki/Ripple_(payment_protocol)

https://github.com/ethereum/wiki/wiki/What-is-Ethereum

https://iohk.io/research/papers/#9BKRHCSI

https://cardanodocs.com/cardano/proof-of-stake/

https://themerkle.com/decentralization-of-the-financial-system-blockchain-instead-of-central-banks-and-payment-systems/

https://github.com/ethereum/wiki/wiki/Proof-of-Stake-FAQ

https://cointelegraph.com

https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2017.pdf

25. Partners

https://bounties.network

https://gitcoin.co

https://www.cardanohub.org

https://blockchain.info

https://www.coinpayments.net

http://www.cmegroup.com

http://www.cboe.com

26. FAQs

What is the basic idea behind the CryptoKami blockchain project?

All the main blockchains now focus on transaction processing because they are faster and have lower fees, are more secure, and save energy, among other reasons. But these improved features do not help protect the value of crypto against the rumors and policies of different governments. That is the vulnerability of the current crypto market. Why is this happening? Because cryptocurrencies are currently not regulated scientifically. Hence, CryptoKami was born to create a third-generation blockchain system with the mission of providing an ecosystem infrastructure for third-party financial applications and end-users. This ecosystem creates a real, rich, and powerful use for its crypto, the KAMI token. At the same time, the flow of KAMI tokens in the ecosystem is regulated under the Compulsory Reserve Mechanism based on the Comreme Algorithm (CryptoKami’s invention) through the Regulatory Contract (CryptoKami’s invention). At this point, CryptoKami releases and regulates KAMI tokens through third-party financial applications that operate on it, operating similarly to the US Federal Reserve (FED) regulating the dollar flowing through commerce banks. When KAMI tokens are put into use and circulation will be protected against rumors and governments’ policies and laws. The flow of KAMI tokens will be automatically regulated so that the supply growth rate is always slower than the demand growth rate, which fully applies the supply and demand rule to affect monetary value. This is the SELF-GROWTH ENGINE of KAMI token to ensure a long-term sustainable growth scenario that is less vulnerable to market rumors, manipulations, policies, and regulation by governments. CryptoKami’s invention for end-users, third parties, and the rest of the world leverages the strengths and weaknesses of existing blockchain systems to the market. The cryptocurrency market is now in the early stage and is like the WILD-WEST industry, becoming less vulnerable, creating a more sustainable development, and becoming more prosperous.

Which countries do CryptoKami target?

All countries except those where the ICO Investment Prohibition Act is in effect, such as the United States, South Korea, China, and Canada.

Where are your headquarters located?

Japan, Cyprus and the global Developer Community.

What does CryptoKami offer KAMI tokens holders?

A KAMI staker gets up to 10% per year.

What is the model of CryptoKami? B2B or B2C?

Both B2B and B2C models.

How do I buy or sell a KAMI token?

Buy through a private pre-sale or crowdsale ICO

Sell ​​on crypto exchange after ICO

What is the Comreme Algorithm?

The Comreme Algorithm was invented by CryptoKami. The Compulsory Reserve Mechanism runs on the Comreme Algorithm through the Regulatory Contract (CryptoKami’s invention). The Comreme Algorithm combined with the Regulatory Contract is a core technology and key feature of CrytoKami’s third-generation blockchain. This core technology allows automatic regulation of the supply and demand of KAMI tokens circulating on the CryptoKami ecosystem.

Why do you say CryptoKami is the next step of Cardano?

The CryptoKami blockchain is based on Cardano open source. It inherits the advantages of Cardano POS open source in on-chain and cross-chain transaction processing. At the same time, it has developed two inventions to improve and upgrade the Cardano blockchain. This improvement allows the CryptoKami blockchain to further regulate the supply and demand of KAMI tokens circulating in its financial applications ecosystem.

Open-source Cardano (Ouroboros proof of stake algorithm) + compulsory reserve mechanism + Comreme Algorithm (CryptoKami’s invention) + Regulatory Contract (CryptoKami’s invention) = 3rd-generation blockchain infrastructure of CryptoKami

If we invest in today’s KAMI tokens, what are their expected future growth in value?

If you want to visualize future value growth charts, you need to know the secrets of currency dominated by trust and the SUPPLY-DEMAND rule (white paper — chapter 6). These massive needs are the drivers of short- and long-term value growth for KAMI tokens. We call it the SELF-GROWTH ENGINE of the KAMI token.

For financial third parties

  • Build and run “Blue-Chip”-Coins Futures Contract Exchange under the Compulsory Reserve Mechanism
  • Build and run a cross-chains Crypto Exchange under the Compulsory Reserve Mechanism
  • Build and run banking services under the Compulsory Reserve Mechanism

+ Crypto deposits

+ Crypto repo credit

+ Cross chain payment

+ Crypto-Fiat payment

For end uses

  • Invest in CryptoKami’s ICO under the Compulsory Reserve Mechanism
  • Invest in the next financial third party that launches ICOs on CryptoKami
  • Trade on CryptoKami’s “Blue-Chip”-Coins Futures Contract Exchange under the Compulsory Reserve Mechanism
  • Trade on CryptoKami’s Cross Chain Crypto Exchange under the Compulsory Reserve Mechanism
  • Staking
  • CryptoKami’s banking services under the Compulsory Reserve Mechanism

+ Crypto deposits

+ Crypto repo credit

+ Cross chain payment

+ Crypto-Fiat payment

Note: The next third party Financial ICOs owners and end users as investors, holders, traders, banking services users must use KAMI tokens for their needs to use a lot of functions and create a massive increasing DEMAND for KAMI tokens. However, the number of KAMI tokens is limited to 210 million and are regulated by Compulsory Reserve Mechanism on every KAMI tokens flow, so the SUPPLY of KAMI tokens decreases. As such, according to the rule of SUPPLY and DEMAND, CryptoKami has created a strong and sustained short-, medium- and long-term SELF-GROWTH ENGINE for KAMI tokens.

Why is it said that the CryptoKami platform with its KAMI tokens will become the fourth wave of the cryptocurrency revolution?

CryptoKami is a Decentralized Reserve System. The CryptoKami platform is now built like the Ethereum but only for financial services organizations who will launch their ICOs and operate based on CryptoKami’s POS blockchain through its cryptocurrency named KAMI tokens. Additionally, CryptoKami operates on its own behalf like the US Federal Reserve (FED) by distributing and regulating the system’s KAMI Tokens based on the principle of the Compulsory Reserve Mechanism (Comreme Algorithm — CryptoKami ‘s invention) through the Regulatory Contract (CryptoKami’s invention) so financial service organizations operate based on CryptoKami platform and act as commercial banks on the system. The CryptoKami platform issues and regulates the limited 210M KAMI tokens under the Compulsory Reserve Mechanism (Comreme Algorithm) through the Regulatory Contract for various needs corresponding to its various main functions. While all the”Blue chip” cryptocurrency such as Bitcoin, Ethereum, Litecoin, Ripple, Cardano, Stellar are focused on transaction processing, CryptoKami focuses on the automatic regulation of cryptocurrency flow in its ecosystem by the Compulsory Reserve mechanism (Comreme Algorithm) via the Regulatory ContractContract. CryptoKami’s technology and KAMI tokens will reestablish a regulated balance for the cryptocurrency market in the Wild-West industry.

Does technical support respond promptly?

The answer is yes. Our technical support is available 24/7. All issues of investors and partners related to wallets, deposits, transactions, and security will be supported immediately by CryptoKami’s programmers and its developer community.

Where does CryptoKami come from?

We are a group of technology and blockchain professionals and a financial organization from Japan.

Why is the development team anonymous?

Because of its similarity to bitcoin and some other cryptocurrency, the anonymity of development teams, users, and investors will help CryptoKami not to be overridden by different legal barriers between countries. A sustainable, liberal, and democratic action is based on the principle of a decentralized consensus, which brings prosperity to all participants in the CryptoKami ecosystem.

Why was the new CryptoKami domain registered in December 2017?

We started the project in early 2017 with another domain, but we then found that the domain name CryptoKami.com is more suitable and should change in December 2017.

Visit our website

LEGAL CONSIDERATIONS, RISKS AND DISCLAIMER

IMPORTANT NOTICE: PLEASE READ THE ENTIRETY OF THIS “Legal Considerations, Risks and Disclaimer”SECTION CAREFULLY. WE RECOMMEND YOU CONSULT A LEGAL, FINANCIAL, TAX OR OTHER PROFESSIONAL ADVISOR(S) OR EXPERTS FOR FURTHER GUIDANCE PRIOR TO PARTICIPATING IN THE CryptoKami LIMITED TOKEN SALE OUTLINED IN THIS WHITE PAPER.

You must read the following “Legal Considerations, Risks and Disclaimer” section before: (i) making use of this White Paper and any and all information available on the website(s) of CryptoKami LIMITED (the “Company”) located at www.CryptoKami.com (the “Website”); and/or (ii) participating in the Company’s token sale outlined in this White Paper (the “Token Sale”). This “Legal Considerations, Risks and Disclaimer” section applies to this White Paper and any and all information available on the Website. The contents of this “Legal Considerations, Risks and Disclaimer” section outlines the terms and conditions applicable to you in connection with (i) your use of this White Paper and of any and all information available on the Website; and/or (ii) your participation in the Token Sale, in each case in addition to any other terms and conditions that we may publish from time to time relating to this White Paper, the Website and the Token Sale (such terms hereinafter referred to as the “Terms”). This “Legal Considerations, Risks and Disclaimer” section may be updated from time to time and will be published as part of the latest version of the White Paper which shall be available on the Website. You shall be obliged to check the latest available version of the White Paper prior to participating in the Token Sale.
The information set forth in this “Legal Considerations, Risks and Disclaimer” section may not be exhaustive and does not imply any elements of a contractual relationship. While we make every reasonable effort to ensure that all information: (i) in this White Paper; and (ii) available on the Website (all the information in the White Paper and all information available on the Website hereinafter referred to as the “Available Information”) is accurate and up to date, such material in no way constitutes professional advice. The Company neither guarantees nor accepts responsibility for the accuracy, reliability, current state (as of this White Paper) or completeness of the Available Information. Individuals intending to participate in the Token Sale should seek independent professional advice prior to acting on any of the Available Information.

LEGAL CONSIDERTIONS

The Company has approached the Token Sale in a responsible and sensible manner. Given the uncertain and largely unregulated status of distributed ledger technologies, businesses and activities as well as cryptocurrencies and cryptocurrency-related businesses and activities, the Company has spent a significant amount of time and resources to consider its business approach and where it proposes to operate now and in the future. The Company has worked with Hassans International Law Firm, Cyprus’s leading law firm. The Cyprus Financial Services Commission has on 12th October 2017 published a draft of the principled-based regulations which relate to the use of distributed ledger technology for storing and transmitting value belonging to others, and which regulations come into effect on 1st January 2018. The Company will look to comply with all Cyprus regulations and regulations of other jurisdictions that it is required to. However, due to the current uncertain state of regulation across the world, the Company cannot guarantee the legality of the Company’s business platform and/or its ability to develop, structure and licence any future Token functionality in every jurisdiction but the Company will strive to be responsive and compliant in the face of any regulatory inquiry.
The Tokens are functional utility tokens designed for the Company’s business platform. The Tokens are not securities. In the event that you purchase Tokens, your purchase cannot be refunded or exchanged. The Company does not recommend purchasing Tokens for speculative investment purposes. Tokens do not entitle you to any equity, governance, voting or similar right or entitlement in the Company or in any of its affiliated companies. Tokens are sold as digital assets, similar to downloadable software, digital music and the like. The Company does not recommend that you purchase Tokens unless you have prior experience with cryptographic tokens, blockchain-based software and distributed ledger technology and unless you have taken independent professional advice.
For the convenience of our customers and those of our affiliated companies already using the Company’s business platform, the Available Information will be available in a number of languages. In the event of any conflict between the English version of the Available Information and any foreign language version, the English language version will prevail.

REGIONAL RESTRICTIONS

Citizens, nationals, residents (tax or otherwise) and/or green card holders of each of: (i) the United States of America; (ii) Singapore; (iii) South Korea; (iv) the People’s Republic of China; or (v) any other jurisdiction which prohibits the possession, dissemination or communication of the Available Information and/or prohibits participation in the Token Sale or the purchase of Tokens or any such similar activity (collectively the “Restricted Jurisdictions”) or any other Restricted Persons are not permitted to participate in the Token Sale. The term “Restricted Persons” refers to any firm, company, partnership, trust, corporation, entity, government, state or agency of a state or any other incorporated or unincorporated body or association, association or partnership (whether or not having separate legal personality) that is established and/or lawfully existing under the laws of a Restricted Jurisdiction (including in the case of United States of America, under the federal laws of the United States of America or under the laws of any of its States). The Company’s KAMI tokens (Kami Token) described in this White Paper (the “Tokens”) are not intended to constitute, and shall not constitute, securities in any jurisdiction. This White Paper does not constitute a prospectus or offer document of any sort and the Available Information is not intended to constitute an offer of securities or a solicitation for investment in securities in any jurisdiction. The Company does not provide any opinion or any advice to purchase, sell, or otherwise transact with Tokens and the presentation, publication or communication of all or any part of the Available Information shall not form the basis of, or be relied upon in connection with, any contract or investment decision.

NO ADVICE

No part of the Available Information should be considered to be business, legal, financial or tax advice regarding the Company, the Tokens, the Token Sale or any of the matters to which all or any part of the Available Information relates. You should consult your own legal, financial, tax or other professional advisor regarding the Available Information. You should be aware that you may be required to bear the financial risk of any purchase of Tokens for an indefinite period of time.

LIMITATION OF LIABILITY

In no event shall the Company or any current or former employees, officers, directors, partners, trustees, representative, agents, advisors, contractors, or volunteers of the Company (hereinafter the “Company Representatives”) be liable for:
(i) any loss of profits, lost savings or incidental, indirect, special or consequential damages, 
arising out of your use or inability to use the services or products or Tokens offered by the Company or the breach of any of these Terms by you or by any third party;
(ii) any security risk such as hacker attacks, loss of password, loss of private key, or similar;
(iii) mistakes or errors in code, text, or images involved in the Token Sale or in any of the Available Information; or
(iv) any information contained in the Available Information or any expectation promise 
representation or warranty arising (or purportedly arising) therefrom;
(v) any losses resulting from the volatility in pricing of Tokens in any countries and on any 
exchange or market (regulated, unregulated, primary, secondary or otherwise);
(vi) any losses or damages arising out of or in connection with the purchase, use, sale or otherwise of the Tokens; or
(vii) arising out of or in any way connected to your failure to properly secure any private key to a wallet containing Tokens,(collectively, the “Excluded Liability Matters”).
The Available Information (including the Website and the White Paper) and the Tokens are provided on an “as is” basis and without any warranties of any kind, either expressed or implied. You assume all responsibility and risk with respect to your use of the Available Information and purchasing of any amount of Tokens and their use. If applicable law does not allow all or any part of the above limitation of liability to apply to you, the limitations will apply to you only to the maximum extent permitted by applicable law.
To the maximum extent permitted by applicable law, you hereby irrevocably and unconditionally waive: (i) all and any claims (whether actual or contingent and whether as an employee, office holder, trustee or in any other capacity whatsoever or howsoever arising) including, without limitation, claims for or relating to the Excluded Liability Matters, any payment or repayment of monies, indemnity or otherwise that you may have against the Company or against any of the Company Representatives; and (ii) release and discharge the Company and all of the Company Representatives from any and all liability (of whatsoever nature or howsoever arising) it or they may have to you. If for any reason you hereafter bring or commence any action or legal proceeding in respect of any claim purported to be released and discharged pursuant to this paragraph or these Terms, or otherwise attempt to pursue any such claim against the Company or any Company Representative then you hereby irrevocably and unconditionally undertake to indemnify, and keep indemnified the Company and all Company Representatives fully on demand from and against: 
(a) all liabilities or losses suffered by the Company or any Company Representative; and
(b) all reasonable costs, charges and reasonable expenses (including without limitation 
reasonable legal costs and expenses) reasonably and properly incurred by the Company or 
any Company Representative, in each case by reason of or in connection with the bringing or commencement of such action or pursuit of such claim by you.
If any provision or part-provision of this “Legal Considerations, Risks and Disclaimer” section is or becomes invalid, illegal or unenforceable, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant provision or part-provision shall be deemed deleted. Any modification to or deletion of a provision or part-provision under this “Legal Considerations, Risks and Disclaimer” section shall not affect the validity and enforceability of the rest of this “Legal Considerations, Risks and Disclaimer” section.

NO REPRESENTATION & WARRANTIES

The Company does not make or purport to make, and hereby disclaims, any representation, warranty or undertaking in any form whatsoever to any entity or person, including any representation, warranty or undertaking in relation to the truth, accuracy and completeness of anyof the information set out in the Available Information.

REPRESENTATION & WARRANTIES BY YOU

By howsoever accessing and/or accepting possession or communication of all or any part of the Available Information, you represent and warrant (and shall be deemed to represent and warrant) to the Company on the date of such access or on the latest date on which you retain possession of all or any part of the Available Information as follows:
(a) you are over 18 (eighteen) years of age;
(b) you agree and acknowledge that the Tokens do not constitute securities in any form in any jurisdiction;
© you agree and acknowledge that the Available Information (including the White Paper and the Website) does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities in any jurisdiction or a solicitation for investment in securities and you are not bound to enter into any contract or binding legal commitment and no cryptocurrency or other form of payment is to be accepted on the basis 
of the Available Information;
(d) you agree and acknowledge that no regulatory authority has examined or approved of the Available Information, no action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction and the publication, distribution or dissemination of all or any part of the Available Information to you does not imply that the applicable laws, regulatory requirements or rules have been complied with;
(e) you agree and acknowledge that the Available Information, the undertaking and/or the completion of the Token Sale, or future trading of the Tokens on any exchange or market (regulated, unregulated, primary, secondary or otherwise), shall not be construed, interpreted or deemed by you as an indication of the merits of the Company, the Tokens, the Token Sale or the Available Information;
(f) the distribution or dissemination of the Available Information any part thereof or any copy 
thereof, or acceptance of the same by you, is not prohibited or restricted by the applicable 
laws, regulations or rules in your jurisdiction, and where any restrictions in relation to 
possession are applicable, you have observed and complied with all such restrictions at your
own expense and without liability to the Company;
(g) you agree and acknowledge that in the case where you wish to purchase any Tokens, the Tokens are not to be construed, interpreted, classified or treated as:
(i) any kind of currency or commodity;
(ii) debentures, stocks or shares issued by any person or entity (whether the Company
or otherwise);
(iii) rights, options or derivatives in respect of such debentures, stocks or shares;
(iv) rights under a contract for differences or under any other contract the purpose or 
pretended purpose of which is to secure a profit or avoid a loss;
(v) units in a collective investment scheme;
(vi) units in a business trust;
(vii) derivatives of units in a business trust;
(viii) any other security or class of securities; or 
(ix) any type of investment (as amended or reenacted from time to time) or as such term might be construed under similar legislation in any other part of the world);
(h) you are fully aware of and understand that you are not eligible to purchase any Tokens or access the Available Information if you are a citizen, national, resident (tax or otherwise) and/or green card holder of a Restricted Jurisdiction or if you are a Restricted Person;
(i) you have a basic degree of understanding of the operation, functionality, usage, storage,transmission mechanisms and other material characteristics of cryptocurrencies, blockchain based software systems, cryptocurrency wallets or other related token storage mechanisms, blockchain technology and smart contract technology;
(j) you are fully aware and understand that in the case where you wish to purchase any Tokens, there are risks associated with:

(A) the Company and its business and operations;

(B) the Tokens;

© the Token Sale; and

(D) relying or acting on all or any part of the Available Information;
(K) you agree and acknowledge that the Company is not liable for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or profits, or loss of use or data, or loss of reputation, or loss of any economic or other opportunity of whatsoever nature or howsoever arising), arising out of or in connection with any acceptance of or reliance on the Available Information or any part thereof by you; and
(l) all of the above representations and warranties are true, complete, accurate and not misleading from the time of your last access to and/or possession of (as the case may be) the Available Information.

CAUTIONARY NOTE ON FORWARD-LOOKING STATEMENTS

All statements contained in the Available Information, statements made in any press releases or in any place accessible by the public and oral statements that may be made by the Company or the Company Representatives (as the case may be), that are not statements of historical fact, constitute “forward looking statements.” Some of these statements can be identified by forward-looking terms such as “aim,” “target,” “anticipate,” “believe,” “could,” “estimate,” “expect,” “if,” “intend,” “may,” “plan,” “possible,” “probable,” “project,” “should,” “would,” “will” or other similar terms. However, these terms are not the exclusive means of identifying forward-looking statements. All statements 
regarding the Company’s financial position, business strategies, plans and prospects and the future prospects of the industry which the Company is in are forward-looking statements. These forwardlooking statements, including but not limited to statements as to the Company’s revenue profitability and growth, expected revenue profitability and growth, prospects, future plans, other expected industry trends and other matters discussed in the Available Information regarding the Company are matters that are not historic facts, but only estimations and predictions. The Company makes no representation or warranty on having made any predictions or estimates or expectations on the basis of any formula, any mathematical or scientific modelling or forecast, or having made any due and proper enquiries or having undertaken any independent research or studies or otherwise. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual future results, performance or achievements of the Company to be materially different from any future results, performance or achievements expected,expressed or implied by such forward-looking statements. These factors include, amongst others:
(a) changes in political, social, economic and stock or cryptocurrency market conditions, and the regulatory environment in the countries in which the Company conducts its business and operations;
(b) the risk that the Company may be unable or execute or implement its business strategiesand future plans;
© changes in interest rates and exchange rates of fiat currencies and cryptocurrencies;
(d) changes in the anticipated growth strategies and expected internal growth of the Company;
(e) changes in the availability and fees payable to the Company in connection with its business and operations;
(f) changes in the availability and salaries of employees who are required by the Company to operate its business and operations;
(g) changes in preferences of customers of the Company;
(h) changes in competitive conditions under which the Company operates, and the ability of the Company to compete under such conditions;
(i) changes in the future capital needs of the Company and the availability of financing and capital to fund such needs;
(j) war or acts of international or domestic terrorism;
(k) occurrences of catastrophic events, natural disasters and acts of God that affect the businesses and/or operations of the Company;
(l) other factors beyond the exclusive control of the Company; and
(m) any risk and uncertainties associated with the Company and its business and operations,the Tokens, the Token Sale and reliance on all or any part of the Available Information. All forward-looking statements made by or attributable to the Company or Company Representatives are expressly qualified in their entirety by such factors. Given that risks and uncertainties that may cause the actual future results, performance or achievements of the Company to be materially different from that expected, expressed or implied by the forward-looking statements in the Available Information, undue reliance must not be placed on these statements.These forward-looking statements are applicable only as of the later of the date of publication of the White Paper and the latest date that the Website has been updated. Neither the Company nor the Company Representatives nor any other person represents, warrants and/or undertakes that the actual future results, performance or achievements of the Company will be as discussed in those forward-looking statements. The actual results, performance or achievements of the Company may differ materially from those anticipated in these forward-looking statements. Nothing contained in the Available Information is or may be relied upon as a promise, representation or undertaking as to the future performance or policies of the Company. Further, the Company disclaims any responsibility to update any of those forward-looking statements or publicly announce any revisions to those forward-looking statements to reflect future developments, events or circumstances, even if new information becomes available or other events occur in the future.

RISK FACTORS

You should carefully consider and evaluate each of the following risk factors and all other information contained in these Terms before deciding to participate in the Token Sale. To the best of the Company’s knowledge and belief, all risk factors which are material to you in making an informed judgment to participate in the Token Sale have been set out below. If any of the following considerations, uncertainties or material risks develops into actual events, the business, financial position and/or results of operations of the Company and the maintenance and level of usage of the Tokens could be materially and adversely affected. In such cases, the trading price of Tokens (in the case where they are listed on an exchange or market (regulated, unregulated, primary, secondary or otherwise)) could decline due to any of these considerations, uncertainties or material risks, and you may lose all or part of your Tokens or the economic value thereof.

RISKS RELATING TO PARTICIPATION IN THE TOKEN SALE

There is no prior market for Tokens and the Token Sale may not result in an active or liquid market for the Tokens. Prior to the Token Sale, there has been no public market for the Tokens. Although the Company may use reasonable endeavours to seek the approval for availability of the Tokens for trading on a cryptocurrency exchange or market, there is no assurance that such approval will be obtained. Furthermore, even if such approval is granted by a cryptocurrency exchange, there is no assurance that an active or liquid trading market for the Tokens will develop, or if developed, will be sustained after the Tokens have been made available for trading on such market. There is also no assurance that the market price of the Tokens will not decline below the original or issue purchase price (the “Purchase Price”). The Purchase Price may not be indicative of the market price of the Tokens after they have been made available for trading on a market.
A Token is not a currency issued by any central bank or national, supra-national or quasi-national organisation, nor is it backed by any hard assets or other credit nor is it a commodity in the traditional sense of that word. The Company is not responsible for, nor does it pursue, the circulation and trading of Tokens on any market. Trading of Tokens will merely depend on the consensus on its value between the relevant market participants. No one is obliged to purchase any Token from any holder of the Token, including the purchasers, nor does anyone guarantee the liquidity or market price of Tokens to any extent at any time. Furthermore, Tokens may not be resold to purchasers who are citizens, nationals, residents (tax or otherwise) and/or green card holders of Restricted Jurisdictions or to Restricted Persons or to purchasers in any other jurisdiction where the purchase of Tokens may be in violation of applicable laws. Accordingly, the Company cannot ensure that there will be any demand or market for Tokens, or that the Purchase Price is indicative of the market price of Tokens after they have been made available for trading on any cryptocurrency exchange or market.

Future sales or issuance of the Tokens could materially and adversely affect the market price of Tokens. Any future sale or issuance of the Tokens would increase the supply of Tokens in the market and this may result in a downward price pressure on the Token. The sale or distribution of a significant number of Tokens outside of the Token Sale (including but not limited to the sales of Tokens undertaken after the completion of the initial crowdsale, issuance of Tokens to persons other than purchasers for purposes of community initiatives, business development, academic research, education and market expansion and issuance of Tokens as a reward to users of the Company’s business platform or otherwise), or the perception that such further sales or issuance may occur, could adversely affect the trading price of the Tokens. Negative publicity may materially and adversely affect the price of the Tokens. Negative publicity involving the Company, the Company’s business platform, the Tokens or any of the key personnel of the Company and/or regulation of distributed ledger technologies,cryptocurrencies and/or crowdsales of tokens in any jurisdiction, may materially and adversely affect the market perception or market price of the Tokens, whether or not it is justified.
The Company may not be able to pay any anticipated rewards in the future. 
There is no assurance that there will be sufficient engagement in the Company’s business platform such that you will receive any rewards anticipated to be distributed to active users of the Company’s business platform. Further, even in the event there is substantial engagement and interactions among the users of the Company’s business platform, there is no assurance you personally will receive any part of the rewards. This is because the ability of the Company to pay any reward to you will depend on the future results of operations and the future business and financial condition of the Company, and there is no assurance of the future results of operations and the future business and financial condition of the Company.
There is no assurance of any success of the Company’s business platform or any future Token functionality.The value of, and demand for, the Tokens hinges heavily on the performance of the Company’s business platform and the continuous active engagement of its users and success of its contemplated business lines. There is no assurance that the Company’s business platform will gain or continue to gain traction. Furthermore, there is no assurance that any future Token functionality will be realised. While the Company has made every effort to provide a realistic estimate, there is also no assurance that the cryptocurrencies raised in the Token Sale will be sufficient for the development of the Company’s business platform and/or for the proper development, structuring and licensing of the anticipated future Token functionality. For the foregoing or any other reason,the development of the Company’s business platform and launch of the anticipated Token functionality may not be completed and there is no assurance that it will be launched at all. As such, distributed Tokens may hold little worth or value and this would impact its trading price. The trading price of the Tokens may fluctuate following the Token Sale.
The prices of cryptographic tokens in general tend to be relatively volatile, and can fluctuate significantly over short periods of time. The demand for, and the corresponding market price of, the Tokens may fluctuate significantly and rapidly in response to, among others, the following factors, some of which are beyond the control of the Company:
(a) new technical innovations;
(b) analysts’ speculations, recommendations, perceptions or estimates of the Token’s market price or the Company’s financial and business performance;
© changes in market valuations and token prices of entities with businesses similar to that of the Company that may be listed on the same cryptocurrency exchanges or markets as the Tokens; 
(d) announcements by the Company of significant events, for example partnerships, sponsorships or new product developments; 
(e) fluctuations in market prices and trading volume of cryptocurrencies on cryptocurrency exchanges or markets; 
(f) additions or departures of key personnel of the Company;
(g) success or failure of the Company’s management in implementing business and growth strategies; and/or
(h) changes in conditions affecting the blockchain or financial technology industry, the general economic conditions or market sentiments, or other events or factors.The funds raised in the Token Sale are exposed to risks of theft. The Company will make every effort to ensure that the funds received from the Token Sale will be securely held in a wallet, with access thereto by private keys held by reputable and trusted parties.Further, the Company may make every effort to ensure that the funds received by it from Token Sale will be securely held through the implementation of security measures. Notwithstanding such security measures, there is no assurance that there will be no theft of the cryptocurrencies as a result of hacks, sophisticated cyber-attacks, distributed denials of service or errors, vulnerabilities or defects on the Token Sale website, in the smart contract(s) on which the wallet and the Token Sale relies, on any blockchain, or otherwise. Such events may include, for example, flaws in programming or source code leading to exploitation or abuse thereof. In such event, even if the Token Sale is completed, the Company may not be able to receive the cryptocurrencies raised and the Company may not be able to use such funds for the development of the Company’s business platform and/or for launching any future Token functionality. In such case, the launch of the Company’s business platform and the structuring and licensing of any future Token functionality might be temporarily or permanently curtailed. As such, distributed Tokens may hold little worth or value and this would impact their trading price.

RISKS RELATING TO THE COMPANY

The Company’s business platform. Any events or circumstances which adversely affect the Company or any of its successor or affiliated operating entities may have a corresponding adverse effect on the Company’s business platform and/or on any future Token functionality, including but not limited to the development, structuring and launch of the Company’s business platform and of any future Token functionality. Such adverse effects would correspondingly have an impact on the utility, liquidity, and the trading price of the Tokens. The Company may be materially and adversely affected if it fails to effectively manage its operations as its business develops and evolves, which would have a direct impact on its ability to maintain or operate the Company’s business platform and/or develop, structure and/or licence any future Token functionality. The financial technology and cryptocurrency industries in which the Company competes have grown rapidly over the past few years and continue to evolve in response to new technological advances, changing business models, shifting regulations and other factors. As a result of this constantly changing environment, the Company may face operational difficulties in adjusting to the changes, and the sustainability of the Company will depend on its ability to manage its operations, ensure that it hires qualified and competent employees, and provides proper training for its personnel. As its business evolves, the Company must also expand and adapt its operational infrastructure. The Company’s business will in part rely on its blockchain-based software systems, cryptocurrency wallets or other related token storage mechanisms, blockchain technology and smart contract technology. All of these systems, tools, and skillsets represent complex, costly, and rapidly changing technical infrastructure. In order to demonstrate continued ability to effectively manage technical support infrastructure for the Company’s business platform, the Company will need to continue to upgrade and improve its data systems and other operational systems, procedures, and controls.

These upgrades and improvements will require a dedication of resources and are likely to be complex and increasingly rely on hosted computer services from third parties that the Company does not or will not control. If the Company is unable to adapt its systems and organisation in a timely, efficient, and cost-effective manner to accommodate changing circumstances, its business, financial condition and/or results of operations may be adversely affected. If the third parties whom the Company relies on are subject to a security breach or otherwise suffer disruptions that impact the services the Company uses, the integrity and availability of its internal information could be compromised, which may consequently cause the loss of confidential or proprietary information and/or economic loss. The loss of financial, labour or other resources, and any other adverse effect on the Company’s business, financial condition and/or operations, would have a direct adverse effect on the Company’s ability to maintain or operate the Company’s business platform and/or to develop, structure and/or license the anticipated future Token functionality. Any adverse effects affecting the Company business or technology are likely to also adversely impact the utility, liquidity, and trading price of the Tokens.
The Company may experience system failures, unplanned interruptions in its network or services, hardware or software defects, security breaches or other causes that could adversely affect the Company’s infrastructure network, and/or the Company’s business platform. The Company is not able to anticipate when there would be occurrences of hacks, cyber-attacks, distributed denials of service or errors, vulnerabilities or defects in: the Company’s business platform, in the smart contracts on which the Company or the Company’s business platform relies,or on any blockchain. Such events may include, for example, flaws in programming or source code leading to exploitation or abuse thereof. The Company may not be able to detect such hacks, cyber-attacks, distributed denials of service errors vulnerabilities or defects in a timely manner, and may not have sufficient resources to efficiently cope with multiple service incidents happening simultaneously or in rapid succession.
The Company’s network or services, which would include the Company’s business platform and, if successfully structured, developed, licensed and launched, the future Token functionality, could be disrupted by numerous events, including natural disasters, equipment breakdown, network connectivity downtime, power losses, or even intentional disruptions of its services, such as disruptions caused by software viruses or attacks by unauthorized users, some of which are beyond the Company’s control. There can be no assurance that cyber-attacks, such as distributed denials of service, will not be attempted in the future or that the Company’s security measures will be effective. The Company may be prone to attacks on its infrastructure intended to steal information about its technology, financial data or user information or take other actions that would be damaging to the Company and/or holders of the Tokens. Any significant breach of the Company’s security measures or other disruptions resulting in a compromise of the usability, stability, and security of the Company’s business platform may adversely affect the utility, liquidity and/or trading price of the Tokens.
The Company may in the future be dependent in part on the location and data centre facilities of third parties. 
The Company’s future infrastructure network may be established in whole or in part through servers which it owns and/or houses at the location facilities of third parties, and/or servers that it rents at data centre facilities of third parties. If the Company is unable to renew its data facility leases on commercially reasonable terms or at all, the Company may be required to transfer its servers to a new data centre facility, and may incur significant costs and possible service interruption in connection with the relocation. These facilities are also vulnerable to damage or interruption from, among others, natural disasters, arson, terrorist attacks, power losses, and telecommunication failures.

Additionally, the third-party providers of such facilities may suffer a breach of security as a result of third-party action, employee error, malfeasance or otherwise, and a third party may obtain unauthorised access to the data in such servers. The Company and the providers of such facilities may be unable to anticipate these techniques or to implement adequate preventive measures.
General global market and economic conditions may have an adverse impact on the Company’s operating performance, results of operations and/or cash flows. 
The Company could continue to be affected by general global economic and market conditions. Challenging economic conditions worldwide have from time to time, contributed, and may continue to contribute, to slowdowns in the information technology industry at large. Weakness in the economy could have a negative effect on the Company’s business, operations and financial condition, including decreases in revenue and operating cash flows, and inability to attract future equity and/or debt financing on commercially reasonable terms. Additionally, in a down-cycle economic environment, the Company may experience the negative effects of a slowdown in trading and usage of the Company’s business platform and may delay or cancel the development, structuring, licensing and/or launch of the anticipated Token functionality.Suppliers on which the Company relies for servers, bandwidth, location and other services could also be negatively impacted by economic conditions that, in turn, could have a negative impact on the Company’s operations or expenses. There can be no assurance, therefore, that current economic conditions or worsening economic conditions or a prolonged or recurring recession will not have a significant, adverse impact on the Company’s business, financial condition and results of operations,and hence, the Company’s business platform and/or the ability to develop, structure, license and/or launch any future Token functionality. Any such circumstances would then correspondingly negatively impact the utility, liquidity, and/or trading price of the Tokens.

The Company or the Tokens may be affected by newly implemented regulations. Distributed ledger technologies, businesses and activities as well as cryptocurrencies and cryptocurrency-related businesses and activities are generally unregulated worldwide, but numerous regulatory authorities across jurisdictions have been outspoken about considering the implementation of regulatory regimes which govern distributed ledger technologies, businesses and activities as well as cryptocurrencies and cryptocurrency-related businesses and activities. The Company or the Tokens may be affected by newly implemented regulations relating to distributed ledger technologies, businesses and activities as well as cryptocurrencies and cryptocurrency-related 
businesses and activities, including having to take measures to comply with such regulations, or having to deal with queries, notices, requests or enforcement actions by regulatory authorities, which may come at a substantial cost and may also require substantial modifications to the Company’s business platform and/or the anticipated Token functionality. This may impact the appeal or practicality or functionality of the Company’s business platform and/or the anticipated Token functionality for users and result in decreased usage of and demand for the Company’s business platform and the Tokens. Further, should the costs (financial or otherwise) of complying with such newly implemented regulations exceed a certain threshold, maintaining the Company’s business platform and/or developing, structuring, licensing and/or launching the future Token functionality may no longer be commercially viable, and the Company may opt to discontinue the Company’s business platform, the anticipated future Token functionality, and/or the Tokens. Further, it is difficult to predict how or whether governments or regulatory authorities may implement any changes to laws and regulations affecting distributed ledger technology and its applications, including the Company’s business platform, the anticipated future Token functionality, and/or the Tokens. The Company may also have to cease operations in a jurisdiction that makes it illegal to operate in such jurisdiction, or make it commercially unviable or undesirable to obtain the necessary regulatory approval(s) to operate in such jurisdiction. In scenarios such as the foregoing, the utility, liquidity, and/or trading price of Tokens will be adversely affected and/or Tokens may cease to be traded. There may be unanticipated risks arising from the Tokens.Cryptographic tokens such as the Tokens are a relatively new and dynamic technology. In addition to the risks included in the above discussion of risk factors, there are other risks associated with your purchase, holding, and use of the Tokens, including those that the Company cannot anticipate. Such risks may further appear as unanticipated variations or combinations of the risks discussed above.

PRIVACY POLICY

By purchasing Tokens, you agree to your personal data, (i.e., your e-mail address, name, address and other details personal to you) being processed by the Company for its business purposes or the purposes of building, promoting, and communicating (about) the Company’s business platform and the Tokens. The Company agrees to keep your email address and other personal data private and not share it with the public (e.g., by including it on any external lists or selling to any third parties).

DISCLAIMER

The presentation of the Available Information is solely for informational purposes. Anyone interested in purchasing Tokens and participating in the Token Sale should consider the various risks prior to making any kind of decision in respect of the Token Sale. The Available Information does not comprise any advice by the Company or by the Company Representatives, or any recommendation to any recipient of the Available Information, by the virtue of any participation in the Token Sale or otherwise. The Available Information does not necessarily identify, or claim to identify, all the risk factors connected with the Company, the Company’s business platform, the Tokens, the Token Sale, any future Token functionality or the Available Information. All the participants must make their own independent evaluation, after making such investigations as they consider essential, of the merits of participating in the Token Sale and after taking their own independent professional advice. Any participant in the Token Sale should check with and rely upon their own investment, accounting, legal and tax representatives and consultants in respect of such matters concerning the Company, the Company’s business platform, the Tokens, the Token Sale, any future Token functionality and the Available Information and to assess separately the financial risks, consequences and appropriateness of the purchase of Tokens, or if in any doubt about the facts set out in the Available Information. A purchase of Tokens comprises considerable risk and might involve extraordinary risks that may lead to a loss of all or a significant portion of monies or monetary value utilised to acquire Tokens. Participants in the Token Sale are urged to completely understand, be aware of and accept the characteristics of the Company, the Company’s business platform, the Tokens, the Token Sale, any future Token functionality and the Available Information. If you are not prepared to accept any or all of these Terms or the risks set out in these Terms then you are urged not to participate in the Token Sale. No guarantee or assurance is given by the Company or by the Company Representatives that the Company’s proposals, objectives and/or outcomes set out in the Available Information will be achieved in whole or in part. You are urged to consider whether participation in the Token Sale is suitable for you having regard to your personal and financial circumstances and your financial resources.

RESTRICTIONS ON DISTRIBUTION AND DISSEMINATION OF THE AVAILABLE INFORMATION

The distribution or dissemination howsoever of all or any part of the Available Information may be prohibited or restricted by the laws, regulatory requirements and rules of certain jurisdictions. In the case where any such restriction applies, you are responsible for informing yourself in respect of the same and for observing any such restrictions which are applicable to your possession and/or dissemination of all or any part of the Available Information at your own expense and without liability to the Company.
Persons to whom a copy of all or any part of the Available Information has been distributed or disseminated, provided access to or who otherwise have all or any part of the Available Information in their possession shall not circulate it to any other persons, reproduce or otherwise distribute any information contained herein for any purpose whatsoever nor permit or cause the same to occur.

NO OFFER OF SECURITIES OR REGISTRATION

This White Paper does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities or a solicitation for investment in securities in any jurisdiction. No person is bound to enter into any contract or binding legal commitment and no cryptocurrency or other form of payment is to be accepted on the basis of all or any part of the Available Information.Any agreement in relation to any sale and purchase of Tokens is to be governed by the terms and conditions of such agreement and no other document. In the event of any inconsistencies between the terms and conditions of that agreement and the Available Information, those terms and conditions shall prevail.

You are not eligible to purchase any Tokens in the Token Sale if you are a citizen, resident (tax or otherwise) or green card holder of a Restricted Jurisdiction or you are a Restricted Person. No regulatory authority has examined or approved of any of the Available Information. No such actionhas been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of the Available Information does not imply that the applicable laws, regulatory requirements or rules have been complied with.
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About CryptoKami

CryptoKami is a Decentralized Reserve System and The New 3rd Generation Blockchain Infrastructure for Global Financial Services

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