Talk 4: Caviar — Crypto And Real Estate In One Token
A very quick walk-through for first impression.
Crypto And Real Estate In One Token
Caviar seeks to reduce investment volatility (“beta”) while capturing higher than average rates of return (“alpha”). Caviar will achieve these goals by combining investments in fast-appreciating crypto-assets with income-generating short-term loans, backed by real estate in the United States. By re-allocating funds between crypto and real estate markets, Caviar aims to provide income and growth via dual market exposure in a single token.
Invest in Caviar, and earn Ether. Caviar gives you access to a diversified basket of real estate and cryptocurrencies, powered by an algorithmic model
Diversification of cryptocurrency investments is difficult because most assets are highly correlated. Caviar aims to solve this by providing exposure to fast growing crypto-assets and income producing USA-based real estate in a single token — minimizing risk and maximizing returns in both asset classes
– Alex Shvayetsky, Partner, Caviar
Read the whitepaper and brainstorming.
Introduction
Caviar is the first to offer digital assets and real estate in a single cryptographic token available on the Ethereum blockchain. Caviar Platform brings utility to Caviar token holders, enabling real estate developers to raise money for projects using a crowdfunding mechanism, while providing Caviar token holders and the underlying fund an opportunity to participate in projects and earn interest.
Caviar will issue tokens in a one-time token sale event, and will invest in fast appreciating crypto-assets and crypto-currencies, allowing investors to capitalize on the high upside of digital currency markets, while achieving diversification and profit sharing from a less volatile and more traditional income-producing short term loan portfolio secured by real estate in the
United States and other countries.
Caviar is the successor to Caviar Capital LP, which, for the past 5 years, has been providing financing to real estate developers. Fully guaranteed by underlying real estate assets and unlimited personal guarantees by the borrowers, Caviar Capital provides short term loans for the purpose of purchasing, improving and selling single and multi-family homes in the
Northeastern United States.
Caviar seeks to capture higher rates of return (“alpha”), while providing a unique opportunity for crypto-investors to diversify their portfolio through exposure to real estate.
Company history and profile
Caviar is the successor to Caviar Capital LP, a real estate debt fund operating since 2013. Since its inception, Caviar Capital has consistently outperformed S&P 500 Real Estate and S&P 500 Bond indices by over 300%
WHAT IS PRIVATE REAL ESTATE LENDING?
A private real estate loan is a broad term that generally describes a short-term loan made at a higher interest rate. This type of financing helps close the gap between the date when money is needed and the date when either long-term funding or a buyer for that investment becomes available.
WHY USE PRIVATE REAL ESTATE DEBT?
The reality of this type of loan is that it is often the best financing option when a bank loan is not available. These types of loans are secured by personal guarantees and real estate as collateral.
THE BENEFITS OF PRIVATE REAL ESTATE LENDING ARE:
• Fast access to capital for borrowers
• Higher LTV
• Construction financing
For investors, this type of lending presents a unique opportunity. U.S. real estate assets are considered to be among the most stable, yet currently available investment vehicles such as REITs are expensive to set up and maintain, have a high minimum investment threshold, and
provide slow or no liquidity.
Furthermore, buying, improving and selling real estate assets is a very lucrative business.
In 2013, according to USA Today, an American newspaper, investors bought and sold over 158,000 properties, for an average profit of over $58,000.
Business Model
Caviar has developed a proprietary, data driven, dual purpose investment model to capture growth from fast appreciating cryptocurrencies and crypto-assets, while providing exposure to income generating U.S. real estate.
ADVANTAGES
The rise of blockchain markets produced a number of funds that invest in cryptocurrencies and assets. Although Bitcoin is arguably the least volatile and most liquid crypto-currency today, it is still part of the same asset class
and is prone to volatility.
Caviar provides investors with an opportunity to diversify their portfolios beyond cryptocurrencies and tokens via the fund’s exposure to lower-risk real estate markets.
CRYPTO INVESTMENT ACTIVITIES
Through strong fundamental analysis and models based on a proprietary framework, Caviar will be making long term cyclical investments in fast appreciating crypto-currencies and assets with over $100m in market cap, while also investing in new, high upside projects with “real world” enablement, payments and finance, blockchain platforms, privacy and other use-cases; utilizing our proprietary Intelligent Predictive Model.
CAVIAR INTELLIGENT PREDICTIVE MODEL (IPM)
Caviar has developed an innovative predictive model for CryptoAsset (CA) and CryptoCurrency (CC) price forecasting in both short and long term projection timescales. The derived linear equations are then weighted by characteristic R2 values.
These linear equations combined with a suite of patented logical elements are used to project the growth of a CA in comparison to that of Bitcoin (BTC).
A separate model will take into account trends in the underlying cryptocurrency ecosystem by analyzing Bitcoin social signals and trends and comparing these metrics to historical Bitcoin price fluctuations in order to model the underlying trend in the BTC/USD ratio. The BTC/USD trend model will employ artificial intelligence (AI) algorithms and machine learning simulations to make predictions about future trends and then estimate a BTC/USD ratio at a specified date.
The two models will be calculated independently of one another, and then multiplied to predict the CA/CC pricing in USD at a specified future date.
Both models will pull data automatically from public sources to instantly update the underlying algorithms and linear equations in order to make judgments in real time regarding increases or decreases in CA/CC projected growth and/or risk.
More information about the token sale, road map and team:
Website: https://caviar.io/
Twitter: https://twitter.com/caviar0x
I highly recommend you read the whitepaper yourself if you really want to invest on this Dapp or become an early adopters.
Whitepaper link: https://s3.amazonaws.com/caviar-presentations/CaviarWhitepaper.pdf
My bitcointalk name: ducnh1022
My Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1323708
My Account ETH Address : 0xF43F7Afbe5615598290bc29529C15c5Afc706AfC
