How I Build Wealth In 4 Steps

I’m not hungry for money. Compared to several years ago, when I had less money, I still have the same life.

I wake up, drink my freshly brewed coffee, read a good book, and then start working until about 3 or 4 in the afternoon. Then, I put on my shorts and t-shirt and start working out.

Sometimes I listen to music during my workouts, and sometimes I don’t. After working out, I have dinner with my family. We watch a TV show or movie after we eat. And then, I get back to working or reading.

You see, it doesn’t take much money to live a good life. Benjamin Graham, one of the most respected investors of all time, once told his apprentice:

“Money isn’t making that much difference in how you and I live. We’re both going down to the cafeteria for lunch and working every day and having a good time. So don’t worry about money, because it won’t make much difference in how you live.”

Of course, his apprentice was Warren Buffett, who’s one of the wealthiest people of all time. And after reading his biography, Snowball by Alice Schroeder, I’m pretty sure he’s also one of the most frugal people of all time as well.

The man was notorious for his spending pattern. That is, he didn’t spend money at all!