Did you know you can use crypto to borrow to buy a car? And that might be the wisest financial decision you ever made — Note: This article is not financial advice. Some figures used in the examples are volatile and may change without notice. Do your own research before making a financial decision. It’s perfectly legal to use crypto to borrow to buy a car. It does have a catch, however, so I’ll be…

The Great Decentralization is happening, but what comes next is far from a guarantee — “You say you want a revolution…” The Beatles, Revolution Capitalism 4.0 is unraveling in front of our eyes. While we were busy creating new things to call money, forces pushing in favor and against decentralization have been working incessantly, sometimes in broad daylight, sometimes behind the scenes. The decentralization of…

If DeFi is the killer app for crypto, DeCap is the killer app for DeFi — “Software is eating the world.” Marc Andreesen, venture capitalist I love DeFi. Imagine an alternative financial system, underpinned by blockchain technology, offering all of the same products and services found in traditional finance —credit and lending, trading and exchange, insurance — only in greater variety, faster, more secure, at lower…

A Nobel Prize for quantum computing might unleash a butterfly effect that will end crypto as we know it — The 2022 Nobel Prize in Physics was just awarded to three physicists for their work on “entangled photons, establishing the violation of Bell inequalities and pioneering quantum information science”. I’m not going to pretend that I know what that means from a physics point of view. But from a socio-economic…

I’ve been investing in Bitcoin since 2013. For the first time I’m seriously questioning my judgement — Having seen Bitcoin go up more than 200X in value, it has obviously been a good investment. But not one that I ever took too seriously. …

Commodities vs securities, SEC vs CFTC, stablecoins regulated as banks, tax exemptions… The crypto world will never be the same — “Regulation” is a word that can trigger very passionate reactions in crypto circles. …

Politicians never let a good crisis go to waste. If that could help the euro outlast crypto, then the better — Last March, the ECON and LIBE committees of the EU Parliament (EP) voted to approve a proposal¹ that would require cryptocurrency service providers to collect personally identifiable information from individuals who transact more than €1,000 euros using unhosted wallets². Brian Armstrong, CEO of Coinbase, one of the largest crypto exchanges…

A Deep Dive Post-Mortem For The (Not Necessarily) Initiated — During the week that is coming to an end, the majority of cryptocurrencies experienced severe losses, Bitcoin (BTC), for example, lost c. 30% of its value. But no cryptocurrency had a more remarkable crash than TerraUSD (UST), a so-called “stablecoin”. In fact, UST was the third largest stablecoin (more on…