Stable Money Made Me Rethink “Fintech UX”

First, it was CRED now Stable Money has caught my attention.

I’ve been following Stable Money and its founders (Harish Reddy and Saurabh Jain) for the past year. As someone deeply interested in Fintech, I’ve always been fascinated by how these applications influence the way people interact with money. While many apps claim to offer seamless experiences, only a few truly deliver. First, it was CRED now Stable Money has caught my attention. My experience with Stable Money has been unique — it’s not just simplifying fixed deposit (FD) investments but also redefining what a fintech experience should be. As a designer, I can’t help but appreciate how well-designed this product is!

Note: I’m not here to discuss Stable Money’s business around FDs or RDs, nor am I affiliated with the company or its team. My intention isn’t to glorify the product but to share an honest perspective on both what works well and what could be improved. As someone who appreciates thoughtful design and user experience, I simply want to reflect on what I’ve learned from using it and how it has shaped my view of designing fintech apps.

Quick brief about Stable Money

Stable Money is more than just a fintech platform — it’s a solution designed to make fixed deposit (FD)…