What Does a Background Check Include?

Nervous about a background check? Find out what can be revealed in a background check.

Source: Casey Botticello of Blogging Guide

What is a Background Check?

A background check is a process a person or company uses to verify that a person is who they claim to be, and provides an opportunity for someone to check a person’s criminal record, education, employment history, and other activities that happened in the past in order to confirm their validity.

Who Conducts Background Checks?

Background checks are commonly conducted by:

• Employers. As a matter of safety, employers need to do background checks on all potential employees. In doing so, employers can verify that potential employees are citizens with work histories that attest to their abilities. Background checks by employers typically are focused on identifying an applicant’s criminal history, status of citizenship, character references, and results of a drug screening test.
• Lenders. Before lenders offer loans to borrowers, they want to be sure that the borrowers have a strong financial history so that they can rely on them to make their monthly payments. Poor financial histories and low credit scores can affect interest rates, and even interfere…