Our Story So Far at DLT Apps

An introduction in to who we are, what we do and why we’re striving to change financial services globally

DLT Apps
DLT Apps
5 min readFeb 22, 2021

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We started DLT in 2018 with the hope of doing things differently. Coming from corporate finance backgrounds we felt that bureaucracy often stifled our ability to innovate.

Too often we watched great ideas and quiet achievers diminished by senior executives not understanding technology or worse; understanding the opportunity but defaulting to the status quo and not pushing for that moonshot for fear of failure and retribution.

We dreamed of creating a company that was unafraid to push those boundaries. A company which could focus on developing its people without middle layers of organisational management and frustrating bureaucracy, and which allowed them to excel as individuals and as part of high performing teams. To be an organisation where every contribution was valued and where you could share in the companies success.

Our vision is for DLT to be that vehicle and environment where we can grow and expand our services delivering high value technology solutions for our customers and incubating startups with our knowledge and expertise alongside our deep engineering capability.

Our areas of specialisation

DLT Apps is a deep tech engineering business focused on creating the future of financial services.

We operate in 3 main spaces;

The three main spaces we work in are banking, wealth management and asset management

We focus our deep tech engineering capability around: blockchain and artificial intelligence, supported by innovation tech in cloud & dev-ops infrastructures, micro-services, mobile and digital applications.

We have 4 key areas of focus:

☁️ Infrastructure Engineering

We provide architecture design — hosting, environments, configuration, development, integration and deployment. Our methods make it easy to scale and rapidly integrate new customers, markets, countries, and regions. As well as this, we provide technical staff to assist customers with any environment changes, releases and monitoring.

💻 Product Engineering

Our team builds and releases new products and features with continuous integration (CI) and continuous delivery (CD) cycles. We specialise in micro-services, avoiding traditional monolithic architectures and providing key component functions that accelerate delivery whilst reducing cost and risk to organisations. We also utilise artificial intelligence to reduce manual processing and human errors, whilst automating traditional workflows in a robust and risk-managed environment. Another key focus of ours are blockchain based applications and ecosystems.

🌱 Proposition Incubation

We look to incubate/accelerate between 2–4 propositions a year. These propositions can be of our own design, or where we accelerate an external proposition and provide the technology team. DLT provides the infrastructure, architecture, design and initial product pre-seed and secures equity in exchange for providing our expertise.

In 2020 we have been incubating 4 propositions — 2 of which have moved towards independent funding.

🔗 Open Financial Services Platform

Our API as a Service will allow users to interact with third-party APIs as well as manage their own custom APIs with documentation allowing the APIs to be shared seamlessly among teams within an organisation, or to be made available to others as third-party APIs. We will provide Payment Account Information, Wealth data from financial products within your own or selected partner propositions, and Open banking integration (we see many challenger banks looking to integrate investment propositions into their offerings.

Our company values

Autonomy over authority

In the words of Steve Jobs; “it doesn’t make sense to hire smart people and tell them what to do; we hire smart people so they can tell us what to do.”

Never stand still

At DLT we will always be pushing our technology and our capabilities forward. We continuously strive to innovate and improve — no complacency, no excuses.

Transparency is key

We will always be honest and frank with ourselves, our employees and our clients — we believe that trust is a crucial part of our business and the relationships we foster.

What sets our team apart

At DLT, 86% of our team are focused on product delivery.

Our flat organisation structure means that our leadership is highly involved in all product decisions and that our engineering capability is much higher than other organisations of a similar size.

We have a unique culture of distributed high performing teams that are capable of working collaboratively without the need for middle-management. Almost all employees actively code, irrespective of title or role to ensure that they stay hands on in terms of technology and techniques.

Covid-19 Response

While the pandemic has crippled many other businesses, we’ve been fortunate. Our entire team was already well-versed when it came to remote working, and we already had a secure digital infrastructure in place.

We didn’t furlough a single employee — on the contrary, we continued to grow our team, hiring 25 new employees.

Future

We have grand plans for the future.

We aim to scale our team, our number of incubations and we will continue to expand our Open Financial Service API focusing on a self-service model being accessible to any party with a high level of documentation and online support.

Our locations will continue to operate from 3 centres and in 2021 we will increase our India and China teams to further our product and customer delivery and cost effectiveness — but continue to only employee engineers that meet our high capability requirements.

Post 2021 we will expand outside the UK/EU market to Asia Pacific where we can support the business growth through our subsidiaries in China and India.

We will maintain a competitive advantage over our peers through our industry knowledge and capability, track record and outstanding customer service and delivery.

DLT Apps is an innovative engineering team, focused on transforming financial services globally using blockchain, artificial intelligence, cloud and micro-service architectures as a service. Find out more about how we could help you.

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DLT Apps
DLT Apps

We are an innovative engineering team, focused on transforming financial services globally • https://www.dltapps.co.uk/