How Can Banks Boost ROI on Tech Investments with Smart Strategies?

Why Are Financial Institutions Struggling with Tech ROI and How to Fix It?

Technology alone won’t fix banking problems. It’s like buying a fancy car but driving it on old, bumpy roads. You get speed but no smooth ride. Banks often fall into this trap — spending big on tech tools but sticking to old ways of working. The result? Faster processes, sure, but no real change or big gains.

How Can Banks Boost ROI on Tech Investments with Smart Strategies? Photo by Shane on Unsplash

Technology must team up with strategy, people, and processes. Without this trio, it’s just a costly gadget gathering dust.

What’s Going Wrong?

Most banks treat tech like an IT-only issue. They think, “IT will handle it,” and leave business leaders out. This causes:

• Poor returns on investment
• Low user adoption
• Disconnected customer experiences
• Projects that only automate internal rules, not grow business value

This cycle keeps banks stuck in place.

Three Ways to Get Real Value from Tech Investments

Start with the Problem, Not the Product