How to Spend Your Money Like It’s the End of the World

Wealth won’t save you, but it might buy time.

Let’s stop pretending. The world isn’t failing because we lack solutions — it’s because solutions don’t pay. Not this quarter, not this fiscal year, not before the next election. That’s the math that matters in boardrooms and backrooms. Corporations are sprinting toward collapse because profit is the only metric that gets them out of bed. Politicians parrot concern about the future, but what they’re really scared of is polling data.

And the rest of us? Either too broke to breathe or too numb to notice. If you’re one of the millions just trying to feed your kids, climate change isn’t a priority — it’s a footnote to your grocery bill. If you’re comfortably middle class, it’s still mostly abstract: articles you half-read, policies you vaguely support, fears you try to ignore until they show up in your backyard.

But ignore it all you want — collapse isn’t hypothetical anymore. We’re not waiting for it to begin. We’re in it. Right now. The U.S.-led global order is fracturing. The environment is hemorrhaging. Species are vanishing. Food systems are wobbling. Resource overshoot isn’t a theory — it’s the current reality. Every system we depend on is being bled dry to squeeze out just a few more quarters of growth.

So yes, there will still be an economy, technically. Yes…