Effai.me

I would like to think that I have full control over 100% of my actions. Yet the longer I break it down, the lower the percentage becomes..

I have a close friend who is a mother of a preschooler and a strong supporter of good, free public education. A few days ago we were…

If you’ve been following financial news lately or religiously tracking your net worth on Mint like I do, you probably noticed last week’s…

One advantage of hiking with friends is the inevitability of bringing up interesting topics of conversation. You can certainly come up…

I picked up Robert Reich’s “Saving Capitalism — For the many, not the few” at a semi-annual book sale run by the Seattle Public Library. I…

In the 80’s my neighbourhood was poor and crime ridden. Since then, things have drastically changed. The recent economic boom has brought…

How reasonable people make unreasonable choices when it comes to their investments.

Despite my best attempts, majority of people around me still dabble in stock picking. I’m not here to convince you passive index investing…

Try ‘clearing to neutral’

Money doesn’t buy you happiness. Unless, of course, you believe this study where $75,000 could. Or maybe, if you are enlightened and in…

Keeping it simple

Why you don’t need the Buddha.

Taking a look at my proposed budget for 2018 and what really happened

and why you should be vigilant of these.

Welcome 1998, sit down, pull up a chair

Round up of the Tohidian, new year resolutions for 2019

Everyone goes through a phase in a relationship where they want to give everything selflessly to other half, adhere to every demand of him…

You may remember my article from last year titled “My favourite part of new year”. I don’t want to spoil it but (you know I’m going to…

“Only this moment is life.” — Thich Nhat Hanh

Another year is coming to a close. It’s time to reflect

And how can you do it without government intervention

This doesn’t happen very often. I was wrong and I’m here to correct it.

This is the best thing you can do with your money

For those who don’t know (and I didn’t), Alex Jones is some conspiracy theory fanatic with a podcast. If you’re curious, you can read on…