Enrique Dans
Published in

Enrique Dans

Would you be prepared to share your browsing history to get a loan?

IMAGE: an image depicting a computer with a circular arrow inside a browser (web history) and another one with a credit score evaluation app
IMAGE: modified from Joseph Mucira — Pixabay (CC0)

A working paper published last year by the International Monetary Fund and discussed on its blog looks at using people’s browsing history to evaluate their creditworthiness or credit score, a fundamental variable that determines everything from the number of credit cards you can apply for to obtaining approval for a loan.

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On the effects of technology and innovation on people, companies and society (writing in Spanish at enriquedans.com since 2003)

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Enrique Dans

Enrique Dans

Professor of Innovation at IE Business School and blogger at enriquedans.com

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