Encouraging Strategic Splurging

You cannot always be living frugally.

Photo by olia danilevich from Pexels

I am not sure if you are aware of this, but we have a student loan crisis on our hands. With more and more students graduating with heavy student debts on their shoulders, it is unquestionable that those entering the employment world this year (and within the past couple of years) will have no choice but to sort their finances in a way that does…