How To Pay Off Your Debt in Just 6 Months (The Exact Plan)

Photo by Emil Kalibradov on Unsplash

Let me say something that might sound shocking. If you’re in debt right now, you may be in debt for the rest of your life. Not because you have to be, not because you even want to be, but because you don’t know how to escape the cycle.

Currently, approximately 64 million Americans have debt in collections. That means non-stop calls from debt collectors, late fees stacking up, and the constant stress of knowing you’re behind. But it doesn’t have to be that way for you. That’s why you’re here.

In this article, I’m going to walk you through the eight-step debt payoff system that actually works so you can get out of debt fast and stay out of it for the rest of your life. This is the system that will change everything. Let’s get into it.

Step One: Face the Brutal Truth About Your Debt

A lot of people go, “Yeah, I have some debt, but it’s fine. I’m handling it. I’m making payments.”

If you were handling it, you probably wouldn’t be reading this article. Pull up every single debt you have. Credit cards, student loans, medical bills, everything. I don’t even care if it’s a random $200 bill you owe your friend from three years ago. Write it down.