Balancing Today and Tomorrow — Key to Life, Happiness, and Wealth

Prosperity and happiness require you to learn to manage opposing priorities…

Opher Ganel
Published in
10 min readJan 8, 2023

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A young woman walks across a beam outdoor while balancing herself using her arms.
Photo by Sebastian Arie Voortman from Pexels: https://www.pexels.com/photo/woman-walking-on-fence-1548769/

It’s a constant tension.

Present vs. future.

Future vs. present.

Do I spend all my money on the fun stuff I want now? Do I keep it all stashed away for future needs? As kids, we reached for immediate gratification, almost without fail, being extremely present-focused.

Sooner for some, later for others (and perhaps never for yet others), we grow up and realize that if we keep spending like there’s no tomorrow, tomorrow will show up anyway and we’ll face it with little freedom of choice, potentially unable to take care of ourselves anymore, like Aesop’s fabled grasshopper.

Growing old is mandatory. Growing up is optional.” — (often attributed to) Chili Davis

The Obvious (but IMO Wrong) Solution

The obvious way to avoid sharing the grasshopper’s end is to be uber-frugal, socking away every possible dollar toward future needs. That’s the path followed by adherents of the Financial Independence, Retire Early (FIRE) movement.

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Opher Ganel

Consultant | systems engineer | physicist | writer | avid reader | amateur photographer. I write about personal finance from an often contrarian point of view.