Will You Have Gold in Your Golden Years?

Quit being short-term oriented

Destiny S. Harris
Published in
3 min readOct 20, 2024

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Photo by Alexander Grey on Unsplash

As you age, one thing will increase if you’re financially productive.

Your income.

But with income increases comes responsibility, and many of us don’t want to deal with responsibility.

We want to have fun and enjoy life.

It’s less fun when you don’t spend more money as your income increases, but it’s the intelligent thing to do.

Should you never spend your money? No. You enjoy life.

But what do most people do as their income increases?

They increase their spending…which compromises their financial future.

Solid Advice to Follow

Some of the best advice I’ve ever received is to do the opposite of what most people do.

If you do this, you’ll be more successful because most people aren’t successful — especially financially.

Most people don’t apply the best habits when it comes to their finances.

What Most People Do With Their Money

  1. Spend more than they earn.
  2. Consistently increase their debt loads.
  3. Maintain a car note that drains money…

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