Your Best Way to Wealth: Real Estate or Stock Portfolio?

My personal experience agrees with Fed data…

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We’ve been building our wealth for three decades now.

Starting from a negative net worth in 1992, we could now stop working (if we lowered our standard of living from great to merely good). My projections show we should reach work-optional status at our current standard of living or better in a few more years.

What Assets Have I Used?

Over these three decades, I’ve invested in:

• Individual stocks
• Stock, balanced, and bond mutual funds
• Residential and commercial real estate

I’ve never invested in:

• Crypto (seems like gambling on the “greater fool theory”)
• Individual bonds (too much trouble for too little gain)
• CDs (even lower gain and locks up your cash)

So, which works better, real estate or stocks? The following is the general result, followed by my personal experience…

In General, Which Gives the Higher Return — Real Estate or Stocks?