Member-only story
Even if You Can’t Save 20–30% of Your Income for Retirement, You Can Achieve Financial Independence!
How to Retire Comfortably with Absolutely No Penny Pinching
The biggest problem you face in saving for retirement is that it’s really hard to tighten your belt enough to set the 20–30% needed; here’s how you can get there anyway…
Published in
8 min readJul 15, 2020
As I shared elsewhere, when I was 30, a financial advisor looking to sign me on asked me when I’d like to retire.
Given that I loved what I was doing, my answer was, “Never.”
Why would I ever want to stop doing what I loved (as long as I was able to continue)?
He then asked a better question. “When would you like to be able to retire?”
That got me to engage.
The following looks at how conventional plans for retirement savings are insufficient or unworkable for most people, and how to…
