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XcelPay Wallet Integrates FIO Protocol to Enable Easy & Error-Free Crypto Transactions

The Foundation for Interwallet Operability (FIO) is excited to announce a full integration with XcelPay Wallet. XcelPay Wallet is a secure, decentralized, and easy-to-use payment solution which now makes day-to-day cryptocurrency transactions even simpler with the integration of FIO Protocol.

About XcelPay Wallet

XcelPay Wallet is more than just a wallet to store, send, and receive cryptocurrency. It is designed to be an all-in-one solution for its users: buy, store, swap, and pay with crypto — all from one powerful app. In addition to transacting in crypto, users can purchase crypto with debit cards, credit cards, or directly from their bank accounts. Within the wallet, users can also easily track and trade crypto without having to access an outside exchange. The ability to top up cell phone plans and buy gift cards with crypto is another great feature that allows users to spend crypto as easily as they could spend fiat, even if the merchant does not yet directly support crypto payments.

About the Integration of FIO Protocol

With the integration of FIO Protocol, using the XcelPay Wallet is now even easier. XcelPay Wallet users can set up their FIO Crypto Handles in-wallet, allowing them to streamline sending, receiving, and requesting any type of crypto by replacing long-string public wallet addresses with a single, simple, human-readable wallet address (e.g. username@domain) — which means no more copying and pasting complex wallet addresses and then nervously waiting for confirmation that the transaction was correctly completed!

Each XcelPay Wallet user can claim one free FIO Crypto Handle on the @xcelpay domain (e.g. username@xcelpay), and can easily link this crypto handle to all of their cryptocurrency wallets within XcelPay. On top of that, users have the option to purchase a custom domain (e.g. firstname@lastname) directly in XcelPay, in the event a user would like a more customized identifier.

And, because the XcelPay Wallet gives users the ability to set up multiple internal wallets for each supported cryptocurrency, applying a custom FIO Crypto Handle with a custom domain is now a quick and easy way to separate accounts and transactions. For example, a business Bitcoin wallet and a personal Bitcoin wallet could be labeled business@customdomain and personal@customdomain, respectively. Or, in the event the entire family is on XcelPay Wallet, users can purchase a custom domain representing the family surname, and set up individual usernames on that domain for each family member. The options are endless!

In addition to FIO Crypto Handle integration, XcelPay Wallet users can now also request funds using FIO Requests — both from other users on XcelPay Wallet as well as other users who use any wallet or exchange with FIO Protocol enabled. FIO Requests allows users to request payments for debt/repayment, goods, services, or any other circumstance by typing in the other party’s FIO Crypto Handle — and those receiving the FIO Request for payment are able to easily approve or reject the request with the swipe of a finger. This is also a great feature you can use to easily deposit your cryptocurrency into you XcelPay Wallet from another FIO Protocol-enabled wallet.

And last but certainly not least, XcelPay Wallet now enables the use of FIO Send: easily send crypto to anyone with a FIO Crypto Handle by typing in their easy-to-read identifier (e.g. username@domain) instead of their long and complex public wallet address. No more worrying about copy and paste error, typos, or man-in-the-middle attacks; if a FIO Crypto Handle is not valid, the transaction will be rejected without compromising a user’s funds. This feature ensures users will never send cryptocurrency to a wrong or invalid address again, streamlining usability and mitigating the possibility of accidentally losing funds for good.

Watch the demo video below to see firsthand just how easy the integration of FIO Protocol into XcelPay Wallet makes transacting in crypto and — if you haven’t already — download the XcelPay Wallet today to get started with easy and error-free crypto transactions!

About FIO:

FIO, the Foundation for Interwallet Operability, is a decentralized consortium of blockchain organizations and community members supporting the ongoing development, integration, and promotion of the FIO Protocol. The protocol is an open-source, decentralized usability layer solution that works across all blockchains, and uses human-readable Crypto Handles to replace the complexity, risk, and inconvenience that comes with blockchain-based transactions using public addresses.




FIO makes crypto easier. Decentralized & open source, FIO is a secure usability layer that works with any crypto product. Use FIO to securely map public addresses to a single, customizable, easy-to-read crypto handle, & make all crypto transactions as easy as sending an email.

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