Fix Your Own Credit

Have a disputed account? Here is how to get to the credit bureaus and possibly fix it. Good luck!

The majors!

Equifax
1550 Peachtree St, NW
Atlanta, GA 30309
404–885–8300 is answered by a live human being, tell them you need to speak with someone in the Executive Consumer Service department.

Experian
475 Anton Blvd.
Costa Mesa, CA 92626
714–830–7000 is answered by a live human being, tell them you need the Executive Customer Service Team to end the dispute(s), hours- 8AM-5PT

TransUnion
555 W Adams St
Chicago, IL 60661
312–985–2000 it has a machine greeting but just stay on the line and you are transferred to a live person, tell them you need to speak with someone in the Special Handling Department, you’ll have to wait a little bit as they need to connect to customer service then get it elevated to the Special Handling Department (it is hit or miss, TransUnion often proves to be the most challenging)

If you cannot get the Special Handling Department, then when contacting the normal customer service reps you should say:

I need to dispute the compliance condition remarks code of “AID” (Account In Dispute) because I am no longer disputing the account.

The customer service rep should be able to immediately end the dispute, as in during the phone call.

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