Small is Big

Kirk Willard
Loci Mutual
Published in
2 min readAug 5, 2018

We learn more each day of the significance of small things aggregated overtime. The technology of money is littered with small things. Investing is littered with the same. Appreciating this power is crucial to solving the world’s greatest financial challenges impacting our global society.

Figure 1. A small baby lizard in the Heart of Texas

Conducting life in a multi-currency, multi-asset reality, amplifies this universal dynamic. The little costs of moving from our home currency into a safer one and then into asset and then back home as local currency for POS consumption are too costly today — this individual wealth protecting flow of value is simply not cost-feasible using existing systems dominated by banks, merchant systems, and a growing variety of other fee-taking route providers with ever more compelling UX.

Bitcoin, a protocol for transferring value, provides new hope but relies on legacy infrastructure to complete the last mile of every crypto-to-fiat value exchange. We are attacking these issues.

We are building GetLoci systems that will compliment these two interdependent domains: legacy merchant, banking, and securities systems and their regulators and the emerging domain of Bitcoin.

In the future, the systems and infrastructure we are assembling and preparing for future deployment today will form the core of a globally shared, and globally managed complex of open value systems distributed among teams who unify to preserve and prosper independent GetLoci transfer and exchange systems built to first serve merchants and managers rather than middle men.

Bitcoin is a globally shared transfer protocol with unique advantages.
GetLoci is a global wallet system and digital asset souk built by and shared among its users seeking direct value exchange and risk transfer.

GetLoci and Bitcoin, together with vital legacy systems and their regulators, offer users a unique platform to protect wealth.

Many people before us took great leaps so that we could take these small steps.

The aggregate of many small steps can be BIG.

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