Everything You Should Know about Gova - Biometric Face Payment Solution for Africans

Anthony Nwagba
Gova Blog
Published in
4 min readMar 20, 2023

We live in a fast-paced world where technology has been a driving force behind the evolution of payment systems. With the advent of innovative payment solutions, Africans are increasingly looking for faster, more convenient, and more secure payment options, and that’s why Gova was formed.

What’s Gova?

Biometric Face Payment Solution for Africans

Gova is a financial technology startup that is revolutionising the way African Individuals and businesses make secure and convenient transactions using their biometric features, such as their faces as their means of payment instead of cash or debit cards.

What to expect from Gova?

Gova is committed to pushing the boundaries of what is possible in the financial industry and, as such, will be releasing two products called GovaPay and GovaBiz.

What’s GovaPay?

Biometric Payment Solution for African Individuals

GovaPay is a biometric mobile financial product for African individuals to carry out financial transactions such as sending, receiving money, buying airtime, and paying for DSTV, GOTV, and electricity easily in a single app using secure biometric technology.

Features to expect on GovaPay

  • Pay with Face (Biometric Pay): This feature leverages facial recognition technology to identify you and authorise your transactions. This means you can now head out to shop by looking at a camera, authenticate your identity, and then pay without cash or using an ATM card.
  • Virtual Dollar Cards: GovaPay also comes with a Virtual Dollar card feature to revolutionise how you manage your online subscriptions and payments. With the GovaPay VDC, you can easily manage your online subscriptions on global platforms such as AWS, Netflix, Spotify, Boomplay, and Facebook ads. Plus, you can shop confidently on online stores such as Shein, AliExpress, Udemy, Coursera, and others without limitations like your local bank cards that ain’t working.
  • Local Bank Transactions: Another exciting feature of GovaPay is the ability to make local bank transfers instantly and securely using your biometrics. This means that you can easily send and receive money between accounts with just a few taps making it easy to manage your finances on the go.
  • Bills Payment: GovaPay also allows you to pay bills like airtime, data, electricity and TV subscriptions. You can pay for all your essential bills within the app.
  • Payment Link: Another standout feature of GovaPay is the ability to send payment links and request payments from anyone. All you need to do is generate a payment link within the app and send it to the person you want to request payment from.

What is GovaBiz?

GovaBiz is a biometric mobile financial solution that enables African businesses to convert their mobile phones into a biometric POS to accept seamless biometric customer payments. It empowers Africans to grow their dream business from the palm of their hands using biometric technology.

Features to expect on GovaBiz

  • Accept Biometric Mobile Payment: One of the most significant feature of GovaBiz is its ability to convert mobile phones into a biometric POS to accept seamless biometric payments from customers. With biometric authentication, customers can easily and securely make payments with their faces. This feature saves time and provides a more convenient payment experience for customers. As a business owner, you can expect faster transactions, increased sales, and improved customer satisfaction.
  • Dedicated Business Account: Another essential feature of GovaBiz for businesses is having a dedicated business account. A dedicated business account allows business owners to separate personal finances from business finances. This separation ensures accurate records of all your business transactions and makes it easier to manage your business finances.
  • Real-time sales and transaction overview: With the GovaBiz app, businesses can easily view their sales and transaction overview in real time. This feature allows businesses to monitor transactions and sales as they happen, providing a clear overview of your business’s financial situation and allowing them to reconcile payment activities quickly and efficiently, ensuring no transaction discrepancies.
  • Analytics and Reporting: GovaBiz also comes with powerful analytics and reporting tools to help your business gain valuable insights into revenues, payment trends, and customer shopping behaviour to make data-driven decisions.

Kindly refer your friends and family to join our waitlist at www.govahq.com so they don’t miss out on this exciting opportunity to be part of the future of payment and be the first to experience the ease and convenience of face payment.

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