HARA
HARA
May 9 · 3 min read

On May 8, 2019, HARA and Bank Negara Indonesia (BNI) held the “Sosialisasi Program Pembiayaan KUR TANI BNI” event, an educational gathering on the microcredit program for farmers in Bojonegoro, East Java.

HARA field agents from 6 different sub-districts in Bojonegoro came together to attend the socialization event. During this event, HARA and BNI provided technical guidance to HARA field agents to get a deeper understanding of the microcredit program (KUR — Kredit Usaha Rakyat) HARA and BNI are planning to launch together in Bojonegoro. The field agents from HARA will assist farmers to apply and monitoring of the repayment for the KUR program.

“HARA’s growing number of field agents spread across Bojonegoro has become the key driver in opening up access to financial product in the microcredit (KUR TANI) program.” — Faris Nurfauzi, Field Deployment Supervisor at HARA.

Field agents from Kec. Ngasem, Bojonegoro in attendance of the event. Courtesy of Lutfia Rahma, HARA field agent.

In 2018, HARA has already helped BNI disburse a total of IDR 332 Million in microcredit loans in the regency of Situbondo, East Java. With the success of the program (payback rate up to 100%), both BNI and HARA are confident to scale up the program.

HARA also already started a similar program for ultra-microcredits with BTPN-Syariah in November last year. The program with BTPN-Syariah is currently in the phase of scaling up in Bojonegoro.

With the Indonesian government increasing the target for KUR up to 140 trillion for 2019, BNI aims to have more farmers joining in the KUR program.


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HARA is a global & open blockchain-based data exchange enabling everyone to make better data-driven decisions. https://hara.ag/

HARATechnology

A blockchain project focusing on data exchange to empower billions.

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