With technology growing by leaps and bounds and mankind learning more and more every day, making money has never been easier. Physical, brick-and-mortar offices are a thing of the past and laptop offices are the NBT.

Now that there is such a vast array of options to make money, the only real problem facing the millennials is how to overcome the financial challenges that they’ll be faced with.

Robert Kiyosaki, an entrepreneur, investor, motivational speaker and author of the international best-seller “Rich Dad, Poor Dad”, has conveyed through his book, an explanation on how to tackle these challenges.

Here are some of the lessons we can gather from his book:

#1. ‘It isn’t how much you make, but how much you keep’

Kiyosaki says, “Money without financial intelligence is money gone too soon.”

We second him. You don’t big finance degrees or diplomas for courses on different aspects of finance. All you need is to understand the basic difference between assets and liabilities. The biggest problem that millennials actually face is that they earn too much, and then spend most of it on unnecessary expenses. This renders them in a worse financial condition than when they began. Instead of blowing money up, try investing it in a semi-safe, semi-risky project. Mind you, understand the risks well before putting your money in.

#2: ‘The poor and the middle class work for money. The rich have the money work for them.’

Average people choose to get paid based on time — on a steady salary or hourly rate — while rich people generally own their own businesses, work on commission, or choose stock options and profit sharing over higher salaries.

“If you work for money, you give the power to your employer,” Kiyosaki writes. “If money works for you, you keep the power and control it.”

#3: ‘The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth.’

This is one thing that most of the rich and successful agree with. Warren Buffett, the second richest man in the world, also known as ‘the financial wizard’, has on many occasions advocated the benefits of reading. As a matter of fact, he reads over 500 pages a day. Bill Gates too once said that if he could have one superpower, he’d love to have the power to read faster and retain more.

These three lessons, when grasped well, will inculcate in you a sense of understanding that will not only add to your knowledge, but also to your wisdom. Until then, keep hustlin’!