This Is How You Become Debt Free and Financially Free

The question “how much money do I need to retire” is now dead

Tim Denning
ILLUMINATION-Curated
7 min readMay 8, 2024

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Photo by Jonathan Caliguire on Unsplash

No one talks about the burden of debt.

Consumerism has made us take on debt as if it’s nothing. No one at the bank tries to talk you out of it. Friends and family pretend like getting debt is the sign of adulthood. Wrong.

Debt is a ball and chain.

Once you throw the idea in the bin that debt is good, life gets easier. You’re halfway to financial freedom and you basically did nothing.

Financial freedom is taboo because those who don’t have it love to talk those who want it out of it. I don’t give a crap about fitting in.

I’ll say the quiet bits of financial freedom out loud. Feel free to diss me in the comments and call me entitled or hat-tilt to some racist ideal of “rich white guy.” What evs.

I achieved financial freedom at 34.

Best decision I ever made. And I’m about as smart as a block of wood in a strip club (I used to work in one).

Here’s a basic financial freedom blueprint you can implement today.

Spend money on ROI more than lifestyle upgrades

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Tim Denning
ILLUMINATION-Curated

Aussie Blogger with 1B+ views that made me 7-figures — Get my free email course: https://timdenning.com/1k-mb