3 Dead-Simple Rules for Money

The amount of personal financial and money guidance online is mind-boggling.

Oliver Quip
ILLUMINATION

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Stop the overload! Start simple instead. Photo by Shubham Dhage on Unsplash

Feeling overwhelmed and unsure of where to start your financial freedom journey is not unique to you — we all struggle with it at first.

These 3 dead-simple rules for money will get you started, regardless of where you’re currently at financially.

Forget everything else online and from your neighbors until these are started.

Rule #1 — Spend less than you make.

So simple!

Yet, so hard for the majority to do.

If you’re not making more money than you’re spending then you’re in trouble financially.

Nothing else should matter until this equation is true for you: Income > Expenses.

Until this is true:

  • Cut back on costs.
  • Increase your income.
  • Make a budget (and stick to it).
  • Do not follow the masses.

This is your life and you can (and should) change how it looks.

There are NO valid excuses, only changes, and decisions you can make from today forward.

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Oliver Quip
ILLUMINATION

Coast FIRE by 45, financial freedom, intentional living, and unlimited espresso. Is that too much to ask? https://coastfireby45.com/newsletter