How To Open a US Bank Account & Credit Card ONLINE For A Non-Resident (Without SSN)
In today’s world, online payments and transactions have become a necessity. However, if you are a non-resident and want to create a Payoneer account, you may face some hurdles. One of the biggest obstacles is getting verified without a Social Security Number (SSN). But don’t worry! In this article, we will guide you on how to create a verified Payoneer account and get a foreign bank account and a virtual credit card as a non-resident, without an SSN.
What is Payoneer?
Payoneer is a global payment platform that provides cross-border transactions, payments, and money transfer services. Payoneer allows you to receive and send money globally, making it easy to manage your finances worldwide. Payoneer’s services are accessible in over 200 countries and support more than 150 currencies.
Creating a Payoneer Account
To create a Payoneer account, you need to follow these simple steps:
Step 1: Go to the Payoneer website
The first step is to visit the Payoneer website. Click on the “Sign Up” button on the top right corner of the page.
Step 2: Fill in your details
Fill in your personal information, including your name, email address, date of birth, and your country of residence. Make sure you enter your details correctly as this information will be used for verification purposes later.
Step 3: Choose your account type
Select the account type that suits your needs. Payoneer offers two types of accounts: Personal and Business.
Personal account: If you want to use Payoneer for personal transactions or receive payments from freelancing platforms such as Fiverr, Upwork, and Freelancer, choose a personal account.
Business account: If you are a business owner and want to receive payments from your clients, choose a business account.
Step 4: Enter your address
Enter your residential address, including your city, street, and zip code.
Step 5: Verify your identity
To verify your identity, Payoneer requires you to upload a copy of your government-issued ID, such as your passport or driver’s license. The ID must be valid and in good condition.
Step 6: Enter your bank details
Enter your bank account details, including the name of your bank, the branch code, and your account number.
Step 7: Wait for approval
After submitting your application, Payoneer will review your information and send you an email once your account has been approved. The approval process may take up to three business days.
Getting a Foreign Bank Account
Once you have created a Payoneer account, you can apply for a foreign bank account. A foreign bank account is a bank account that is held in a country other than your country of residence. Having a foreign bank account makes it easier for you to receive and transfer money internationally.
To get a foreign bank account through Payoneer, you need to follow these steps:
Step 1: Log in to your Payoneer account
Log in to your Payoneer account by entering your email and password.
Step 2: Click on “Receive” in the top menu
Once you are logged in, click on “Receive” in the top menu and select “Global Payment Service” from the drop-down menu.
Step 3: Select your currency
Select the currency you want to receive and click on “Add.”
Step 4: Get your bank details
Payoneer will provide you with bank details such as the bank name, routing number, and account number. These details are specific to your currency and are essential when receiving payments.
Step 5: Share your bank details
Share your bank details with the person or organization sending you money. You can do this by sending them an email or message with the details or by giving them the details directly.
Step 6: Wait for the funds to be transferred
Once you have shared your bank details, the person or organization sending you money can transfer the funds to your Payoneer foreign bank account. The transfer may take a few days to be completed, depending on the method of transfer.
Getting a Virtual Credit Card
Another feature that Payoneer offers is a virtual credit card. A virtual credit card is a digital card that can be used to make online purchases. It works like a regular credit card, but it is not physical and can only be used online.
To get a virtual credit card through Payoneer, you need to follow these steps:
Step 1: Login to your Payoneer account
Log in to your Payoneer account by entering your email and password.
Step 2: Click on “Settings” in the top menu
Once you are logged in, click on “Settings” in the top menu and select “Card Management” from the drop-down menu.
Step 3: Click on “Order a card”
Click on “Order a card” and select “Virtual Card” from the options.
Step 4: Enter your details
Enter your personal details, including your name and billing address.
Step 5: Wait for approval
Payoneer will review your application and send you an email once your virtual credit card has been approved. The approval process may take up to three business days.
Step 6: Start using your virtual credit card
Once your virtual credit card has been approved, you can start using it to make online purchases. The virtual credit card details will be displayed in your Payoneer account, and you can use them just like you would a regular credit card.
Conclusion
Creating a Payoneer account and getting a foreign bank account and a virtual credit card as a non-resident without an SSN is a simple process.
By following the steps outlined in this article, you can easily create a verified Payoneer account, apply for a foreign bank account, and get a virtual credit card. With Payoneer, managing your finances globally has never been easier.
