Photo by Avery Evans on Unsplash

How to Stop Living Paycheck to Paycheck in 2021

That third stimulus check isn’t going to help you in the long run.

Published in
5 min readFeb 6, 2021


I’ll be completely honest.

I spent most of 2020 refreshing the news to see how many COVID-19 cases my state had every day, but also to see whether or not when we were getting that second stimulus check.

To get only $600 dollars at the end of the year was quite the bummer.

We’ve been fortunate enough that my husband is considered an essential worker and had a steady income throughout the pandemic. The only inconvenience we had was not being able to go out to our favorite places without a mask, or maybe Starbucks was closed for a day.

We’re not living some lavish lifestyle with our $1,200 stimulus check from early last year, but we’re also not living paycheck to paycheck. Even though I stopped working most of 2020 due to our new baby, we’ve still been able to save and pay off debt even on one income.

This is because we took control of our finances early. Our payments are not in control of us. This is possible for everyone, even in a pandemic.

First, assess your total income.

To stop living paycheck to paycheck, you need to know how much money you will have…



Kristin Snyder

I help women go PLANT-BASED to change their health destiny.