What Happened When I Was Offered a Credit Card At 18 Years Old
My brand new, shiny black and silver credit card was snatched away from my hands, never to be seen again.
At the age of 18, I thought I was an adult. “I’m getting old now,” I would say, but little did I know this was just the beginning of life.
After I passed my exams and was accepted into university, the summer months were all about preparation and planning. What do I need? Pots, pans, a new mattress, a new mindset, bed sheets, pens, pencils and my own student bank account.
As a newfound adult, I no longer needed Mum and Dad to be by my side when going to the bank. So, I went to the bank to enquire about opening a student account. Pre-covid times, it was so easy to walk into a bank and ask to sit with a bank clerk and open a new account. Nowadays, I only see two bank clerks working at a time despite a queue of people and you’re not allowed to see anyone in person for opening bank accounts. To be fair, yes it can be done online, but I can’t ask my screen questions…
I digress.
Anyway, a wonderful lady whose name I forgot, agreed to assist me with opening a student account. I felt so important when she was leading me up the stairs because all the fancy offices were…