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Why it Takes Years to pay back Credit Cards

More simple than most think

Quick Answer

The quick answer is when people take out $1,000 in credit and pay $100 a month to pay it back, they will convince themselves to use it again in like two months.

That accumulates to 10 months to pay it back. Then the spouse drops $2,000 for a new couch set in month five on…



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Jessica Lyon & Joshua J. Lyon, BSQP, CNP (J & J)

Accounts Office Worker & husband: Liberty Univ. Master of Arts in Counseling (2025), Bachelor in Criminal Psychology, mental health worker, MP Veteran, & writer