10 years of impact insurance through our partners’ eyes

If you missed the beautiful winning video in our “Ten years of impact insurance” video contest, take a look at Sanasa’s animated story here, and the runners up here. In this blog we share more of the brilliant videos our partners produced.

Many of the videos featured innovations to protect farmers and pastoralists from climate shocks. ILRI KLIP explains how its scheme helps pastoralists in Kenya manage the risk of drought through a public-private partnership. Kifiya also partnered with the government in Ethiopia. Its video shares the stories of the farmers who are benefiting from the scheme.

Peru is the third most vulnerable country to climate change in the world. La Positiva’s video shares their decade-long story providing insurance against such risks. And in India, WRMS shares its approach to comprehensive risk management for farmers, including insurance and technical assistance. Since it began in 2004, the company has reached 2 million farmers in India.

Ten years ago, Women’s World Banking recognised that health emergencies put the most critical financial pressure on women and their households. See how they have developed their offering from their first pilot in Jordan to a thriving and viable health insurance offering today. Aseguradora Rural also counts health insurance for women, as well as insurance for public transport use and for students, among its innovative products. The company has reached 1.6 million clients after 11 years in the business. In addition, INISER’s video shares its experience offering life and cancer insurance products in Nicaragua.

Digitalization proved a central theme in the videos. Khai Sheng Tang, in his video featuring AXA Indonesia, explains how digital technology has become the new lifestyle of Indonesian people. A customer-centric approach has been vital for AXA to leverage this to offer insurance to the country’s emerging middle class. Similarly, in Côte d’Ivoire, SUNU Assurances Vie explains how better understanding its client base has allowed it to offer more attractive products and make use of mobile platforms, for example carrying out claims reporting through WhatsApp. HDFC ERGO, on the other hand, has put in place an impressive technological infrastructure in India, allowing them to use fully online platforms for livestock, crop and health insurance.

Finally, Fasecolda, the Colombian insurance association, explains how it has helped grow the country’s inclusive insurance industry over the last ten years. A decade ago, ten companies were active in inclusive insurance, covering 3.1 million. Today 25 companies are involved and cover a total of 8 million insured risks.

You can see all the remarkable videos in our “Ten years of impact insurance” video contest in our YouTube playlist.


The ILO’s Impact Insurance Facility is celebrating its ten-year anniversary in 2018. Despite a drastically changed environment, some of the products and players that took their first steps with us a decade ago are now well established, others are only just beginning to transform the insurance industry.

Our ten-year blog series explores some of the most important developments in the industry and how our partners are driving them forward.