How can I select cheap health insurance policy?
The health insurance policy you own should be more seen as saving rather then investment. These policies should work as sleeping pills revealing the stress in mind rather then nightmare and to make this possible it is important for you to make decision wisely related to health insurance in India.
These days high lifestyle cost, increasing economy, raised healthcare expenses are reason behind high premium rates of health insurance in India. A middle class individual thinks twice before buying a health cover for his family. The employment plans; family floaters have their specific limitations and conditions. However, individual plans with life cover are best health insurance in India.
It is human conscious to get best out of less, but sugar is required for sweetness. The only thing you can do is manipulating your recipe to get more sweetness by adding less sugar. To claim maximum coverage with additional benefits and life cover in health insurance policy is like a dream come true. But it is possible my friends, you can get maximum benefits+ good SI+ additional benefits+ affordable premium from myriad of health insurance in India.
One such policy is HDFC Life Assure Plan- Medical Insurance. This policy is a individual as well as family floater with two variable plans Gold and Silver. The benefits are 3 years premium guarantee, automatic coverage increased to 200% after 2 claim free years, hassle free policy, cashless claim service and many more extra benefits in a very low premium rates (3lakhs to 10lakhs) per year making it cheapest health insurance in India.
There are other potions as well out of which I consider Bajaj Allianz Extra Care and health Guard Individual Policy as two most cheapest health insurance in India. The extra care policy offers extra care by providing value added services like discounts on radiological treatments, pathologies, wellness test and pharmacy as well in lowest possible premiums. This is considered as one of the most customer appreciated policy of health insurance in India. Another, Health guard individual policy is simple single health care policy with flexible rates and added day care procedures working as all rounder for individual health insurance in India.
There are several plans and policies available in market of health insurance in India for catering your health requirements making business. But it is up to you to wisely monitor, critically research and manipulate your health insurance for maximum benefits and less premium payable. This is the only way to convert your lifetime investment in to saving and health protection adding juices to life.
