Alvin Fully Pays His InvestEd Loan 3 Months Early

Carmina Bayombong
InvestEd Philippines
2 min readMar 14, 2018

How did InvestEd’s Student Loan and Training Program help you and your family?

“Sobrang laking tulong ng student loan sakin, nakatulong ito para hindi na ako mahirapan sa allowances ko that time since nag OJT ako sa manila non. The best yung training ng InvestEd dito talaga ipapaalala sayo kung ano ang kahaharapin namin after graduation, iwas culture shock ba.” (“InvestEd’s Student Loan was such a big help to me, because it covered for my allowance during my required internship in Manila. InvestEd’s training was the best, because it taught you what to expect when you graduate and step into the real world. This helped me to avoid culture shock when I started working.”)

Was it difficult to allot money for your monthly student loan payments to InvestEd? How does it feel now that you’ve finished repaying?

Hindi naman msyado mahirap since natraining na kami ng InvestEd para ipriority yung mga bagay bagay. Budget lang every month then hindi dapat maluho. Masaya ako dahil natapos ko ng maaga yung repayment at mas makakaipon pa ko dahil debt free na. (“It wasn’t that difficult since InvestEd gave us the training on how to prioritize needs. I just budgeted every month and only spent for the things I really needed. I am very happy that I finished repayment of my student loan earlier than the deadline. I can now save more since I’m debt free.”)

Now that you are debt free, what are the other things you plan to spend on?

Every cutoff nagtatabi na ako ng Php 800 — Php 1000 para ibayad sa InvestEd since nakasanayan ko na ito iipunin ko na lang ito at pambili ng mga gusto ko at pang gala. #WorkLifeBalance (Every cutoff I put away Php 800-Php1,000 ($15-$20) to repay my InvestEd student loan. Since I’ve become used to this, I will just save that amount and occasionally use it for leisure. #WorkLifeBalance)

What is your advice to those who are scared or doubtful about getting a Student Loan at InvestEd?

Hindi dapat matakot o magdalawang isip sa pagkuha ng student loan kung alam mo talagang kailangan mo ng tulong financially para makatapos, bonus na yung mga trainings sobrang laking tulong nito. (Students shouldn’t be scared or have doubts about getting a student loan, especially if they really need financial help to finish their degree. InvestEd’s training programs are a bonus and can help them a lot.)

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