Fueling Filipino Business Growth: Insights from Jia Country Head Krizanne Ty on the Philippine SME Business Show
At Jia, our mission is to fuel the growth of small and medium-sized enterprises (SMEs) by providing flexible financing solutions that help businesses overcome cash flow challenges and focus on expansion. Recently, our Philippines Country Head, Krizanne Ty, sat down with Alexander Que, Chairman and CEO of QUBE, on the Philippine SME Business Show to share how Jia is supporting local businesses with innovative financial tools like invoice financing.
Unlocking Capital for SMEs
One of the biggest challenges SMEs face is managing cash flow due to delayed payments from larger companies. In her interview, Krizanne explained how Jia addresses this problem:
“The problem that we are solving is actually we’re helping SMEs unlock working capital. Some clients pay you 30, 60, 90 days or sometimes even up to 120 or 180 days. That’s a big no-no for businesses who need capital for their operations and expenses. We come in and pay you at Day Zero. When your client pays, that’s when you pay us back,”
By providing early payments on receivables, Jia gives businesses the cash flow they need to invest in new inventory, expand operations, or hire more staff — without having to wait for long payment terms to be completed.
A Fast, Digital Solution
What makes Jia stand out from traditional financing options is the speed and simplicity of the process.
“Everything is digitalized. If you give us the necessary documents — like your articles of incorporation and information about your invoices and clients — we can give you a credit decision within one to two days. Once approved, we can disburse funds just as fast.”
This efficiency is particularly valuable for SMEs that don’t have time to navigate the lengthy processes of traditional banks.
Building a Stronger Ecosystem
Beyond helping individual businesses, Jia’s receivables financing solution also strengthens the broader supply chain. By ensuring that suppliers get paid on time, Jia contributes to the overall resilience of the business ecosystem in the Philippines.
A Vision for Growth and Financial Inclusion
Jia is not only solving immediate cash flow issues but also looking at the bigger picture. Krizanne spoke passionately about the company’s commitment to financial inclusion:
“I’m very passionate about credit inclusion, which is a subset of financial inclusion. Growth comes from helping one another in a community.”
An Exclusive Offer for the Philippine SME Community
During the podcast, Krizanne announced an exclusive offer for members of the Philippine SME community. “We’re happy to offer no processing fees and no platform fees for PhilSME members. Just mention that you’re a member and tell us you heard about us on the podcast,” she said.
By removing fees and offering quick, flexible financing, Jia is making it easier than ever for SMEs to access the capital they need to grow.
A Broader Vision for the Future
As Jia continues to expand its presence in the Philippines, Krizanne expressed excitement about the company’s future:
“We’re just at the beginning of this journey. There are so many entrepreneurs with incredible potential, and we want to be there to help them unlock that potential by providing access to capital.”
Watch the Full Interview
To hear more insights from Krizanne Ty and learn how Jia is driving change for Filipino businesses, watch the full interview on the Philippine SME Business Show here:
🎧 Or listen to the podcast on Spotify here.
